Huntington Business Voice Credit Card – 4% On Categories (Grocery, Gas, Office Supply & More), $700/$500

Update 7/29/26: $700 offer with $5,000 spend is back/extended from July 29 through September 14th. Still have to apply in branch. (ht Mushu_Pork)

Update 6/21/24: $500/$700 links now have a August 9, 2024.

Update 2/5/23: Bonus now down to $300.

Update 8/16/22: $500 bonus now available

Update 4/4/22: $300 bonus now available.

Update 9/21/21: You can get a $150 bonus after $2,000 in spend within 60 days. The 4% categories turn into 8% for the first 60 days as well.

Huntington Bank has launched a business Voice credit card. It’s quite similar to their personal Voice card, but much better in most respects. Let’s take a look at the new card.

Card Basics

• Can’t apply online, must apply in branch. Branches are in: [OH, MI, IN, PA, KY, WV, IL, CO, MN, SD, WI] [branch locator]
• Choose one category to earn 4% cash back in. You can change category every quarter and you earn 4% cash back on the first $7,000 each quarter. 4% categories you can choose from are:
  • Gas stations [See: best credit cards for gas purchases]
  • Travel & entertainment [See: best credit cards for travel purchases]
  • Restaurants [See: best credit cards for restaurants]
  • Discount & warehouse stores
  • Grocery stores [See: best credit cards for grocery store purchases]
  • Utilities & office supply stores [See: best credit cards for office supply stores]
  • Electronics, computer & camera stores
  • Department, Apparel & sporting good stores
  • Home improvement stores
  • Auto parts & service stores
• Earn 1% cash back on all other purchases
• No annual fee
• No foreign transaction fee
• No sign up bonus

Our Verdict

Bit annoying that this card doesn’t have a sign up bonus and you have to apply in branch. That being said the flexibility of the 4% categories is great and the categories themselves are actually useful. I can see a lot of people being happy with an extra $28,000 in grocery store spend annually at a high 4% rate. If you can max out that full $28,000 you’re earning an extra $560 compared to a flat 2% card. It’s a shame you can only pick one 4% category. Let me know your thoughts on this new card in the comments below.