United’s MileagePlus X app used to code as ‘travel’ when making certain purchases with the Chase Sapphire Reserve. Reports are now stating that this is no longer the case and these purchases will not earn 3x points. It now seems to code as ‘MISCELLANEOUS AND SPECIALTY RETAIL STORES’. It’s not clear if all purchases are no longer passing on the merchant category code or if this is a temporary error.
Misc
MPX No Longer Coding As Travel On Chase Sapphire Reserve
United’s MileagePlus X app used to code as ‘travel’ when making certain purchases with the Chase Sapphire Reserve. Reports are now stating that this is no longer the case and these purchases will not earn 3x points. It now seems to code as ‘MISCELLANEOUS AND SPECIALTY RETAIL STORES’. It’s not clear if all purchases are […]
Misc
[Removed 8/1] PayPal To Remove ‘Redeem For Cashback’ PayPal Rewards Redemption Option
PayPal has announced a policy update and the big change is that it will no longer be possible to redeem PayPal rewards for cash back. This policy will go into effect on August 1, 2026. Relevant terms are as follows
Read inside DOC Compass →
Misc
[Now On Android] Aisle – Grocery Rebate Platform ($5 Referral Bonus, 100% Back Offers & More)
Aisle is a grocery rebate platform that we’ve talked about many times before because of the 100% back rebate offers
Read inside DOC Compass →
Misc
Introducing Doctor of Credit Big Deals/News
Update 7/12/26: Seems like some people have forgotten that this option exists or never knew about it in the first place. One common complaint we hear from readers is that they are only interested in big sign up bonuses or news and don’t care about smaller deals like free pizza. I’ve discussed why we post […]
Read inside DOC Compass →Misc
Potential IRS Refund For COVID Era Penalties (Must File By 7/10)
If you paid a late fee or penalty to the IRS between January 20, 2020, through July 10, 2023 you could be eligible for a refund but you need to file by July 10 (can apply on July 10 as well). This is due to a court ruling (Kwong v. United States, 179 Fed. Cl. […]
Read inside DOC Compass →
Misc
inKind No Longer Allowing Offers Across Multiple Accounts
Until recently it was possible to split a single inKind check across multiple accounts and use an offer on each account. That is no longer possible and you’re limited to one offer per check and it doesn’t matter how many accounts are used. It is possible to use inKind cash (gift card balance) after an offer
Read inside DOC Compass →Misc
Bask Bank Data Breach – Name & Social Security Number Included
Bask Bank has sent out a letter to account holders informing them that on April 27, 2026 they identified and responded to ‘an isolated security incident’. They go on to say that they have no evidence that individuals information was targeted or misused but that account holders names and social security number were included
Read inside DOC Compass →Community notes
13 reports & comments
Newest-first by default, because “is it still working?” matters most.
No comments have been published yet.