Update: 9/19/21: Card now just offers a flat 2% back.
First National Bank has launched a cash back Visa card.
Card Basics
- Card earns at the following rates:
- 3% unlimited cash back on the first 6 billing cucles
- 2% cash back after that period
- No annual fee
- No sign up bonus
- Apply in branch or online by January 9, 2019, to get this limited-time offer
- Only available in select states/zip codes
Our Verdict
Some people could definitely take advantage of the 3% cash back during the first six months, Discover offers something similar on the Discover it Miles but that is the first 12 months. The main problem with FNBO is that they are inquiry sensitive so for the people this would be useful for would probably be denied. There are so many 2% cash back on all purchases cards these days that it’s not attractive after that first six month period. We will still add this to the best credit cards for every day purchases. As always if you want to know more about FNBO cards, read this linked post first.
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