[WA only] BECU Business VIsa Credit Card Review: 3% Cash Back For First Six Months

We’ve talked about BECU before, they offer a 4.07% savings account (only on balances up to $1,000 unfortunately) but they currently have a promotion running on their Business Visa credit card that some people might be interested in. They are offering 3% cash back on all purchases for 6 months or 0% APY on 12 months.

Card Basics

• 3% cash back on all purchases for 6 months or 0% APY on 12 months
• Normally the card earns 1.5% on all purchases
• No limit to how much you can earn in rewards
• Cash back is credited to your statement every month
• No annual fee
• No cash-advance fee
• No foreign transaction fee

Our Verdict

You need to be a member to be eligible to apply (must live, work or worshipping in Washington State qualifies you – more options here). Most people will be better off with another card that earns at a high rate on all purchases for example:

• Discover it Miles: 3% cash back on all purchases for first year
• Alliant Cash Back Card: 3% cash back on all purchases first year, then 2.5% ($59 AF waived first year)

Hat tip to Miles Per Day on Twitter