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Capital One Offers: Spend

Capital One Offers: Spend $20+, Get 1,000 Points/$10 At Many Retailers (Home Depot, Lowe’s, eBay & More)

Capital One offers is offering $10/1,000 points back when you spend $20+ at select merchants including: Home Depot, Sam’s Club, Chewy, Dollar General & More

Offer at a glance

Maximum bonus$20
AvailabilityNationwide
Requirementspend $20+ at select merchants including: Home Depot, Sam’s Club, Chewy, Dollar General & More
Account typeCredit card
Annual feeNone listed
Difficultyeasy
ExpirationNo stated expiry
Community activity0 reports today

Update 9/22/26: More targeted, might be a worse offer for Amazon as well. Hat tip to FM

Update 8/26/26: More targeted now

Update 8/5/25: Showing for some Discover cardholders as well now.

Update 7/31/26: Offers are back again (ht FrostieWaffles)

Update 7/7/26: Showing again for many people. 

Update 6/18/26: People are seeing now $10 back on $20 for Lowes, Home Depot, eBay (Online Only), $20 Dollar General In store. Also $50 back on $20 at CVS. Also $15 back on $30 at Best Buy and Hotels.com. (ht Chris and Private)

Original Post 5/27/26:

The Offer

This shows under Capital One offers (the offers in the credit card login)

  • Capital One offers is offering $10/1,000 points back when you spend $20+ at select merchants including: Home Depot, Sam’s Club, Chewy, Dollar General & More

Our Verdict

Some important things to note with Capital One offers:

  • Don’t click through to the offers until you’re ready to use them otherwise they will disappear.
  • Use them in the order of best value as often if you do one the others will disappear. 

Fantastic deal if you’re targeted, unfortunately most people won’t be. 

Hat tip to FM

Community notes

132 reports & comments

Newest-first by default, because “is it still working?” matters most.

LL
LL 🔗#2399622
CC
Cc#2399427
ME
Melody#2399422

OMG. When I logged in, I saw a bunch of the $10 back with $20 purchase (Lowe’s, HD, Macy’s, Ebay, Petsmart, etc). I read the Lowe’s fine print, and I had to click through their link and buy from that 1 window online within 24hrs. So I did, then I went to dinner. When I came back, I logged back in and all the other $10 for $20 purchases offers were GONE! What a serious bummer! Ahhhh…I just read the VERDICT, which warns that the other offers are often gone when you use one. And I was so excited ☹️.

PR
Private#2399379

In my case, I made the purchases in late May and early June … the credits posted 7/3.

PR
Private#2399376

You might even get an email about it ….. ‘congrats! Your $10 back when you spend $20 at Dollar General is ready to go’ ‘your $10 back when you spend $20 at Dollar General expires May 31, 2026’

PR
Private#2398749

Sense >> since … can’t edit.

DE
Dealgamer#2398746

Thank you! It’s nice to not have to worry about tracking then

CH
Charles Mann#2390005

Please note that the $20 minimum purchase for EBAY does not include shipping. I just found that out on two purchases.

ZI
Zili#2384303

I tried once before and it did not track. Don’t trust them any more.

AS
asd#2383925

I log into my accoount and use capital one offers and it never works annoying

FR
Fred#2383896

P1 did six CVS offers on Capital One Offers and got credited for each one. P2 did the same but they stopped crediting. Spend $20, earn $10 still shows up for P2, but I assume that will not credit regardless of whether it is used on CO or Discover.

KA
Kay#2383872

Are there any good Venture X card offer right now? Thanks!

NO
no-more-credits#2383715

I did get this one and used it on home depot. Interestingly enough after placing the home depot deal, it still showed it for Lowe’s but I am assuming it was because the status was not updated. As soon as I switched the card to see if the offer was available on the discover, the offers went away from all of them since I had already used one.

JI
JimH#2383577

I know this has been an issue with Capital One shopping. Is it also a problem with Capital One offers?

JI
JimH#2383575

Wow. I finally can see Capital One offers. They’re showing up under my Discover it card. Still nothing under Savor or Quicksilver.

BL
BLC#2383486

My rant was directed at both portals since I’ve had issues with both, sorry for the confusion. I imagine that for offers you’d call the support line like any other issuer.

MA
Max#2383401

ive used it once and had it track well. it was a get $10 off your gas purchase at citgo. filled up for $20 and got the statement credit about 2 weeks later.

DJ
djyuran#2383349

Still nothing is tracked and support never helps!

ST
Steve M.#2383313

part of reason I never use Capital One. Support is egregiously bad compared to Rakuten, too

ST
Steve M.#2383312

Used to be $20 back on $20 spent (lowes and home depot)

SN
snailrock#2383302

For Capital One Offers? Through the Capital One portal, not Capital One Shopping?

SN
snailrock#2383265

How are you contacting support to send screenshots?

BL
BLC#2383260

I would pick Rakuten at 3% back over CapOne at 20%. CapOne doesn’t track on multiple retailers for me even with all blockers disabled with their extension and paid using the card in the linked offer. Even when presented with screenshots of every step of checkout with their extension clearly promising cashback the best support will do is offer a curtesy credit of a fraction of the promised cashback. Atleast with Rakuten you know you’re getting what was promised.

LE
Leosc#2383251

What web browser is the best use for capital one offers? last time i used Chrome it’s only showing as a shopping trip without purchase.

ES
escot#2380699

may vary depending on fine print “offer details” for each merchant. (devils therein, important to check)

ES
escot#2380698
MI
minnu#2380674

how to use these offer in store…like CVS one?Some1 mentioned they got GC.

TU
turkandjd#2379904

I have never had capital one shopping track properly. I even installed in browser, no vpn, np popup blocker, etc. The browser extension shows everything should track and I took screenshots. Then magically i never get any rewards……………

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