Chase $250 Coupons ($150 Total Checking + $100 Savings) – Until July 14th – In Branch

Offer at a glance

• Maximum bonus amount: $250 ($150 checking + $100 savings)
• Availability: Almost nationwide, you need to take coupon into branch and not all states have Chase branches.
• Direct deposit required: Yes, for checking bonus. No minimum. 
• Additional requirements: Deposit $10,000 and maintain it for 90 days for savings bonus.
• Hard/soft pull: Soft
• Credit card funding: Not available when opening in branch, $500 online (this deal requires it be opened in branch). 
• Monthly fees: $10-12, waivable
• Early account termination fee: Bonus taken back if closed within six months
• Expiration date: July 14th, 2015

The Offer

Direct link to offer

• Receive a sign up bonus of up to $250 when you open a Chase total checking & savings account. Bonus is broken down as follows (you can do either bonus or both if you like):
  • Chase total checking: $150 when you open a new account and set up direct deposit
  • Chase savings: $100 when you open a new account and deposit a total of at least $10,000 within 10 days and maintain that balance for 90 days

The Fine Print

• Offer not available to existing Chase checking customers, or those who have had accounts closed in the last 90 days (or with a negative balance)
• Direct deposit must be received within 60 days of account opening
• Direct deposit must be paycheck, pension or government benefits (such as Social Security) from your employer or the government
• Must open account in branch
• Bonuses will appear within 10 days of meeting the requirements (they usually post on a Tuesday)
• Interest rate on the Chase savings account is 0.01%
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Savings Account

The Chase Savings Account comes with a monthly service fee of $4 in most states and $5 in CA, FL, GA, ID, NV, OR and WA. Monthly fee is waived with any of the following:

• Keep a minimum daily balance of $300 or more.
• Have at least one repeating automatic transfer from your Chase checking account of $25 or more. One time transfers do not qualify.
• Have a linked Chase Premier Plus Checking, Chase Premier Platinum Checking, or Chase Private Client Checking account.

Checking Account

The Chase Total Checking account comes with a monthly service fee of $10-$12 which is waived if complete any of the following:

• Have monthly direct deposits totaling $500 or more
• Keep a minimum daily balance of $1,500 or more
• Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances

Early Account Termination Fee

If you close either account within 6 months of account opening, you will forfeit the bonus.

Our Verdict

This is a terrible offer for Chase checking & Savings account, it’s regularly possible to get a sign up bonus of $300 for both with the same or very similar requirements. Just recently we had an offer for $300 total checking + $150 for the savings (and there was another even better $175 saving bonus). I’d recommend waiting for something like that to come back again.

I still have some of the $450 coupons left that are unused and I’ll be giving those away sometime this week. This bonus has been added to our master listing of all checking & saving bonuses, but it didn’t make the best of list because better offers from Chase so often come along.

As always the best Chase coupons are always conveniently listed here.

Direct link to offer | Screenshot of offer