Update 10/9/26: Another round has gone out.
Ready to take your finances to the next level? For a limited time, we’re offering a $200 bonus when you open a new LevelUp Checking account by October 31 and receive at least two Direct Deposits of $500 or more each by December 31.1
If you have received an email from Happen Bank about earning account opening bonuses, you may be eligible to earn a bonus. Bonuses are only available to the original recipient of the email directly from Happen Bank. Other customers who are not direct recipients of the email communication from Happen Bank, whether new or existing, are not eligible for this offer. To be eligible to receive a $200 bonus, you must: 1) open a Happen Bank LevelUp Checking account by October 31, 2026 and 2) meet the qualifying Direct Deposit requirement by December 31, 2026. To meet the qualifying Direct Deposit requirement, make two separate Direct Deposits of at least $500 each into the LevelUp Checking account, which must post to your account by December 31, 2026. Direct Deposits are defined as: Recurring Automated Clearing House (ACH) credits, including payroll, pension or government payments (such as Social Security) made by your employer or an outside agency. Direct Deposits do not include peer to peer payments, transfers from one account to another, cash advances, ATM deposits, or wire transfers. If eligibility requirements are met, your bonus will be deposited in your LevelUp Checking account by January 31, 2027. Your account must be open with a balance of at least $0.01 at the time of bonus posting in order to receive the bonus. We may report the value of the bonus to the IRS as required by law. Limit to one bonus per customer.
Hat tip to reader Raymond
Offer at a glance
- Maximum bonus amount: $200
- Availability: Nationwide, but targeted
- Direct deposit required: Yes, two direct deposits of $500+ each by December 31, 2026
- Additional requirements: None
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit:
- Expiration date: October 31, 2025
The Offer
No direct link to offer, sent out via e-mail. Subject line is ‘An exclusive $200 bonus just for you’
- Lending Club is offering some users a bonus of $200 when they open a new LevelUp checking account and complete the following requirements:
- receive two direct deposits of $500 by December 31, 2026
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF or not.
Our Verdict
Shame that this isn’t publicly available as it’s a very easy bonus to meet the requirements for. If it was then it would definitely be added to the best checking promos page.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
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