DOC Compass — Offers, decoded

One of the main limits to signing up for bank account bonuses is the fact that they usually pull your ChexSystems report, this is similar to your credit report that is maintained by Experian/Equifax/TransUnion but tracks deposit accounts instead. Some banks & credit unions won’t allow you to open an account if you have too many new accounts on your Chexsystems report, but not all financial institutions look at your ChexSystems report and these won’t show up. I thought it would be useful to have a dedicated page to this.

The easiest way to find out what financial institutions do/don’t pull your ChexSystems is by requesting a free copy of your report and then comparing that to the accounts you’ve signed up for recently. If you do this, please share your results in the comments.

Banks & Credit Unions That Do Pull Your ChexSystems

1st Advantage Federal Credit Union

Does pull: 1,

1st Source

Does pull: 1, 2,

1st United

Does pull: 1,

316 Financial

Does pull: 1,

Abound FCU

Does pull: 1, 2,

Academy Bank

Does pull: 1, 2 In branch,
Doesn’t pull: 1 (in branch)

Achieva Credit Union

Does pull: 1,

Affinity Credit Union

Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9,

Air Academy Credit Union

Does pull: 1, 2,

Alden Credit Union

Does pull: 1,

All America Bank

Does pull: 1, 2, 3,

Alliant

Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13,

Ally

Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11,

Amalgamated

Does pull: 1, 2, 3 (did not do additional pull for savings account opened later) 4,

Amerant Bank

Does pull: 1,

American Eagle

Does pull: 1

American Express

Does pull: 1,

Ameris Bancorp

Does pull: 1,

Andigo Bank

Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,

Andrews Federal Credit Union

Does pull: 1, 2, 3, 4,
Approves when frozen: 1,

Arizona Central Credit Union

Does pull: 1

Arizona Financial Credit Union

Does pull: 1,

Arkansas Federal Credit Union

Does pull: 1,

Arvest

Does pull: 1,

Astoria

Does pull: 1

Atlantic Credit Union

Does pull: 1, 2, 3,

Avidia Bank

Does pull: 1

Axos Bank

Does pull: 1, 2, 3, 4, 5, 6,

Bancorp South

Does pull: 1, 2, 3, 4,

Bank Independent

Does pull: 1,

Bank of Greene County

Does pull: 1,

Bank of Maine

Does pull: 1

Bank Of The West

Does pull: 1, 2, 3,

BankMutual

Does pull: 1

Bank OZK

Does pull: 1,

BB&T

Does pull: 1, 2, 3, 4,

Bellco

Does pull: 1,

Bethpage

Does pull: 1,

BMO Harris

Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18,

Bank of Colorado

Does pull: 1

Bank of Denver

Does pull: 1,

Bank Of Hawaii

Does pull: 1,

Bank Of Hope

Does pull: 1,

Bank of the West

Does pull: 1, 2, 3, 4, 5,

BankPurely

Does pull: 1

Bar Harbor Bank & Trust

Does pull: 1,

Bask Bank

Does pull: 1, 2,

BECU

Does pull: 1,

Blue Federal Credit Union

Does pull and is sensitive

Blue Foundry Bank

Does pull: 1,

Blue Hills Bank

Does pull and is sensitive, 2

BluPeak

Does pull: 1, 2,

BrightStar Credit Union

Does pull: 1

Brio Direct

Does pull: 1,

Buckeye State Bank

Does pull: 1,

Busey Bank

Does pull: 1,

Byline Bank

Does pull: 1,

Cambridge Savings Bank

Does pull: 1, 2,

Camden National Bank

Does pull: 1

Canyon View Credit Union

Does pull: 1,

Carter Bank

Does pull: 1,

Carver Federal Savings Bank

Does pull: 1

CBT Bank

Does pull: CBT Bank,

CEFCU

Does pull: 1

Centennial Bank & Trust

Does pull: 1

Centier Bank

Does pull: 1,

Central Bank of Oklahoma

Does pull: 1, 2,

Central Bank of the West

Does pull: 1

Century Bank

Does pull: 1,

Chartway Federal Credit Union

Does pull: 1, 2, 3, 4, 5, 6, 7,

Chemical

Does pull: 1

Chesapeake Bank

Does pull: 1,

Christian Community Credit Union (CCCU)

Does pull: 1, 2 (seperate pulls for initial checking and a later CD), 3, 4, 5,

CIBC

Does pull: 1, 2, 3, 4,

CIBM Bank

Does pull: 1,

CIT Bank

Does pull: 1, 2, 3, 4, 5, 6,

Citi

Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31,
Doesn’t pull: 1 (savings)
Approve frozen: 1,

City National Bank

Does pull: 1, 2,

Citywide

Does pull: 1,

Clearview Credit Union

Does pull: 1,

Climate First Bank

Does pull: 1,

Clinton Savings Bank

Does pull: 1,

Columbia Bank (NJ)

Does pull: 1, 2,

Columbia Bank (MD)

Does pull: 1,

Comerica Bank

Does pull: 1, 2, 3,

Commerce Bank

Does pull: 1,

CommonWealth One Credit Union

Does pull: 1,

Community First Credit Union

Does pull: 1,

Compass Credit Union

Does pull: 1,

Customers Bank

Does pull: 1, 2,

Country Bank For Savings

Does pull: 1

Credit Human Federal Credit Union

Does pull: 1,

Credit Union Of Colorado

Does pull: 1

Customers Bank

Does pull: 1

Cyprus Credit Union

Does pull: 1,

Dedham Savings Bank

Does pull: 1

Del Norte Credit Union

Does pull: 1,

Digital Federal Credit Union (DCU)

Does pull: 1, 2, 3, 4, 5, 6, 7,
Does not pull: 1, 2,

Dollar Bank

Does pull: 1, 2, 3, 4, 5,

Dollar Savings Direct

Does pull: 1,

E*Trade

1, 2 (works if Frozen)

Eagle Federal Credit Union

Does pull: 1

East Boston Savings Bank

Does pull: 1

Eastern Bank

Does pull: 1, 2, 3,

Eastman Savings Bank

Does pull: 1,

Elements Financial

Does pull: 1, 2 (pulled for both checking & savings), 3, 4, 5, 6, 7, 8, 9, 10, 11,

Elevations Credit Union

Does pull: 1

ENT Credit Union

Does pull: 1,

Equity Bank

Does pull: 1, 2,

Essex Bank

Does pull: 1, 2,

Liberty Federal Credit Union (Evansville Teachers Federal Credit Union)

Does pull: 1, 2, 3, 4, 5, 6,

Excite Credit Union

Does pull: 1,

Fairwinds Credit Union

Does pull: 1, 2, 3,

Farmers Insurance Federal Credit Union

Does pull: 1, 2,

Fidelity Bank (PA)

Does pull: 1
Doesn’t pull 1 (cash management account), 2 (cash management), 3, 4,

Fidelity Bank (MA/Online)

Does pull: 1,

Fidelity (Cash Management)

Doesn’t pull: 1, 2, 3

Fidelity

Doesn’t pull: 1,

Financial Builders Credit Union

Does pull: 1,

Fifth Third

Does pull: 1, 2, 3 (combined into a single pull for checking & savings on same day), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,

First Advantage Bank

Does pull: 1

First American Bank

Does pull: 1,

FirstBank

Does pull: 1, 2, 3,

First Bank (Myfirstbank)

Doesn’t pull: 1,

First Bank Financial Center

Does pull: 1

First Bank & Trust

Does pull: 1,

First Citizens Bank

Does pull: 1

First Class Community Credit Union

Does pull: 1,

First Commerce Credit Union

Does pull: 1,

First Commonwealth Federal Credit Union

Does pull: 1,

First Federal Bank of Kansas City

Does pull: 1,

First Federal Of Lakewood

Does pull: 1,

First Financial Bank

Does pull: 1, 2,

First Financial Credit Union

Does pull: 1

First Horizon Bank

Does pull: 1, 2,

First Merchants Bank

Does pull: 1, 2

First Midwest Bank

Does pull: 1,

First National Bank

Does pull: 1, 2 (did not do additional pull for new account opened in 2017), 3, 4,

First National Bank of Long Island

Does pull: 1, 2,

First National bank of Omaha (FNBO)

Does pull: 1,

First National Bank of PA

Does pull: 1,

First National Bank & Trust (WI)

Does pull: 1,

First National Bank of Waterloo

States they do pull on bonus page

First Niagara

Does pull: 1, 2, 3

First Republic Bank

Does pull: 1,

First Tech Federal Credit Union

Does pull: 1, 2, 3, 4,
Doesn’t pull: 1, 2, 3,

First Tennessee

Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9,

First Trade Union Bank

Does pull: 1

First United Bank

Does pull: 1,

Fitsimons Credit Union

Does pull: 1,

Five Star Bank

Does pull: 1

Flagstar Bank

Does pull: 1,

Flushing Bank

Does pull: 1, 2,

Florida Community Bank

Does pull: 1

Forcht Bank

Does pull: 1,

Fulton Bank

Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,

Gateway First Bank

Does pull: 1,

GBC Bank

Does pull: 1,

GECU Federal Credit Union

Does pull: 1, 2,

Goldman Sachs Bank

Does pull: 1

Great River Federal Credit Union

Does pull: 1,

Great Southern Bank

Does pull: 1,

Grow Financial Credit Union

Does pull according to information given by the credit union
1,

GTE Financial Credit Union

Does pull: 1,

Gulf Coast Bank & Trust

Does pull: 1,

Hanscom Federal Credit Union

Does pull: 1,

HarborOne Bank

No longer exists. Now called Eastern Bank.

Does pull: 1, 2, 3

HarborStone Credit Union

Does pull: 1,

Healthcare Associates Credit Union

Does pull: 1,

Home Federal Bank Tennessee

Does pull: 1 (via e-mail on 10/8/22)

Home Savings Bank

Does pull: 1

HomeStreet Bank

Does pull: 1

Hometown Community Banks

Does pull: 1

HomeTrust Bank

Does pull: 1, 2, 3,

Hudson Valley

Does pull: 1

Iberia Bank

Does pull: 1, 2,

Ideal Credit Union

Does pull: 1, 2

Indiana Members Credit Union

Does pull: 1,

Inova Federal Credit Union

Does pull: 1,

Investors Bank

Does pull: 1, 2, 3, 4, 5, 6, 7,

iQ Credit Union

Does pull: 1,

iTHINK Financial

Does pull: 1,

Ivy Bank

Does pull: 1,

Jovia

Does pull: 1, 2,

Justice Federal Credit Union

Does pull: 1

Keen Bank

Does pull: 1,

KeyBank

Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
Doesn’t pull: 1 (old dp), 2, 3, 4, 5, 6, 7, 8,

Keypoint

Does pull: 1, 2,

Kohler Credit Union

Does pull: 1,

Lakeland Bank

Does pull: 1,

Lake Shore Savings

Does pull: 1

LBS Financial Credit Union

Does pull: 1,

Leader Bank

Does pull: 1, 2

LegacyTexas Bank

Does pull: 1

Liberty Bank For Savings

Does pull: 1

Lighthouse Credit Union

Does pull: 1,

Local Bank

Does pull: 1,

Lyons National Bank

Does pull: 1,

Macatawa

Does pull: 1,

Mainstreet Federal Credit Union

Does pull: 1,

Marquette Bank

Does pull: 1

Media City Credit Union

Does pull: 1

Memory Bank

Does pull: 1, 2, 3, 4, 5, 6, 7,

Middlesex Federal Savings Bank

Does pull: 1,

MidFirst Bank (Monifi)

Does pull: 1, 2, 3, 4,

Midland States Bank

Does pull: 1, 2, 3,

Minnwest Bank

Does pull: 1,

Mission Federal Credit Union

Does pull: 1

Monona Bank

Does pull: 1,

Mountain America Credit Union

Does pull: 1

Municipal Credit Union

Does pull: 1,

My Banking Direct

Does pull: 1, 2, 3,

MyUSA

Does pull: 1,

Nationwide Bank

Does pull: 1, 2, 3,

Navigator Credit Union

Does pull: 1,

NBKC Bank

Does pull: 1,

Neighborhood Credit Union

Does pull: 1,

Nevada State Bank

Does pull: 1

Newtek Bank

Does pull: 1,

Newtown Savings Bank

Does pull: 1, 2

NJCU FCU

Does pull: 1,

North Easton Savings Bank

Does pull: 1,

Northern Bank Direct

Does pull: 1,

Northfield Bank

Does pull: 1,

Northpointe Bank

Does pull: 1, 2, 3, 4, 5, 6, 7, 8,

Northstate Bank

Does pull: 1,

Northwest Bank

Does pull: 1, 2, 3, 4, 5, 6,

Northwest Federal Credit Union

Does pull: 1, 2,

NRLFCU

Does pull: 1, 2

NuVision Federal Credit Union

Does pull: 1

OceanFirst

Does pull: 1, 2, 3,

Old National Bank

Does pull: 1, 2, 3,

Old Second Bank

Does pull: 1,

OMB Bank

Does pull: 1,

Omni Community Credit Union

Does pull: 1,

OneAz

Does pull: 1,

OneWest Bank

Does pull: 1, 2, 3,

Onpath Federal Credit Union

Does pull: 1,

Onpoint Community Credit Union

Does pull: 1,

Orange County Credit Union

Does pull: 1,

Orion Federal Credit Union

Does pull: 1, 2,

PayPal

Does pull: 1,
Doesn’t pull: 1,

Parkside Credit Union

Does pull: 1

Pathways Financial Credit Union

Does pull: 1,

PECU

Does pull: 1,

Penn Community Bank

Does pull: 1

Pennsylvania State Employees Credit Union

Does pull: 1,

Peoples Bank

Does pull: 1,

People’s United Bank

Does pull: 1,

Picatinny Federal Credit Union

Does pull: 1,

Pinnacle Bank

Does pull: 1, 2, 3, 4, 5,

Pittsfield Coop Bank

Does pull: 1, 2,

Police Credit Union Of California

Does pull: 1,

Popular Community Bank

Does pull: 1, 2, 3, 4,

Power Financial Credit Union

Does pull: 1

Premier Bank

Does pull: 1, 2,

Premier Member Credit Union

Does pull: 1,

Presidential Bank

Does pull: 1,

Primis

Does pull: 1,

Propell Credit Union

Does pull: 1,

Provident Credit Union

Does pull: 1, 2, 3,

PSECU

Does pull: 1, 2, 3,

Quontic Bank

Does pull: 1, 2

Quorum

Does pull: 1, 2, 3

RBFCU

Does pull: 1

Redstone Federal Credit Union

Does pull: 1, 2, 3, 4,

Regent Bank

Does pull: 1,

Republic Bank

Does pull: 1,

Rockland Trust Bank

Does pull: 1, 2, 3,

Salal Credit Union

Does pull: 1,

Salem Five Bank

Does pull: 1, 2,

Sandy Spring Bank

Does pull: 1, 2, 3, 4, 5, 6, 7,

San Francisco Federal Credit Union

Does pull: 1, 2,

Santander

Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23 (personal & business), 24, 25,
Doesn’t pull: 1,

Schertz Bank

Does pull: 1,

Scient Federal Credit Union

Does pull: 1

Seacoast National

Does pull: 1

SECU

Does pull: 1,

Security Bank of Crawford

Does pull: 1,

Securityplus Federal Credit Union

Does pull: 1,

SENB Bank

Does pull: 1,

Service Credit Union

Does pull: 1, 2, 3, 4,

Service Federal Credit Union

Does pull: 1,

SkyOne

Does pull: 1, 2, 3, 4, 5, 6,

Sound Community Bank

Does pull: 1,

Southstate Bank

Does pull: 1,

Sunward (Previously SLFCU)

Does pull: 1,
Doesn’t pull: 1, 2,

SmartBank

Does pull: 1 (via e-mail on 9/24/20)

Southern Bank & Trust

Does pull: 1,

Southland Credit Union

Does pull: 1,

Springs Valley Bank & Trust

Does pull: 1,

S&T Bank

Does pull: 1, 2, 3,

Stanford Credit Union

Does pull: 1, 2,

Star One

Does pull: 1, 2, 3,

State Bank of India

Does pull: 1,

State Department Federal Credit Union

Does pull: 1, 2,

State Farm Bank

Does pull: 1,

Sterling National Bank

Does pull: 1, 2, 3,

Stoneham Bank

Does pull: 1, 2,

South State Bank

Does pull: 1, 2,

Sun East Federal Credit Union

Does pull: 1

Sunflower Bank

Does pull: 1, 2, 3, 4,

Susser Bank

Does pull: 1,

Synchrony

Does pull: 1

TDECU

Does pull: 1,

Teachers Credit Union

Does pull: 1,

Teachers Federal Credit Union

Does pull: 1, 2, 3,

Tech CU

Does pull: 1, 2, 3, 4

Telhio Credit Union

Does pull: 1,

Texana Bank

Does pull: 1,

The State Bank Group (IL)

Does pull: 1,

Three Rivers Credit Union

Does pull: 1,

Thrivent Federal Credit Union

Does pull: 1, 2,

TIAA

Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
Doesn’t pull: 1 (savings), 2 (previous account holder), 3,

T-Mobile Money

Does pull: 1,

Town and Country Bank

Does pull: 1

Travis Credit Union

Does pull: 1,

Truist

Does pull: 1, 2, 3,

Truliant

Does pull: 1,

TTCU Federal Credit Union

Does pull: 1,

UFB Direct

Does pull: 1,

Umass Five Federal Credit Union

Does pull: 1,

UMB Bank

Does pull: 1,

UniBank

Does pull: 1,
Doesn’t pull: 1 (incomplete application),

Unify

Does pull: 1, 2, 3, 4, 5,

UnionBank

Does pull: 1,

Union Bank & Trust

Does pull: 1, 2, 3,

United Community Bank

Does pull: 1,

Unitus Community Credit Union

Does pull: 1,

University First Federal Credit Union

Does pull: 1,

Univest

Does pull: 1

U of I Community Credit Union

Does pull: 1,

US Alliance

Does pull: 1, 2,

US Century

Does pull: 1

U.S. Eagle Federal Credit Union

Does pull: 1,

USE Credit Union

Does pull: 1,

Utah First

Does pull: 1,

Webster Bank

Does pull: 1,

Wesbanco

Does pull: 1

Wescom

Does pull: 1, 2, 3,

Westfield Bank

Does pull: 1, 2, 3, 4, 5, 6,

Westmark Credit Union

Does pull: 1,

Wings Financial Credit Union

Does pull: 1, 2, 3, 4,

Wisconsin Bank & Trust

Does pull: 1

WinTrust

Does pull: 1, 2, 3, 4, 5,

WyHy FCU

Does pull: 1 (via e-mail on 4/11/18)

Vantage Credit Union

Does pull: 1,

VantageWest

Does pull: 1, 2,

Veridian Credit Union

Does pull: 1,
Does not pull: 1,

Visions Federal Credit Union

Does pull: 1,

VyStar Credit Union

Does pull: 1,

Xceed Financial Credit Union

Does pull: 1,

Banks & Credit Unions That Don’t Pull Your ChexSystems

ACNB

Doesn’t pull: 1

Addition Financial

Doesn’t pull: 1, 2,

Albert Bank

Doesn’t pull: 1, 2, 3,

American Express High Yield Savings

Doesn’t pull: 1, 2, 3,

Armed Forces Bank

Does pull now: 1,
Doesn’t pull: 1, 2,

Ashland Credit Union

Doesn’t pull: 1,

Aspiration (Now GreenFi)

Doesn’t pull: 1, 2,

Atmos Financial

Doesn’t pull: 1,

Bank of America

Did pull: 1,
Doesn’t pull: 1, 2 (existing savings account), 3, 4, 5, 6, 7, 8, 9,
Doesn’t pull with existing account: 1, 2 (credit card), 3 (checking)

BankESB

Does pull now: 1,
Doesn’t pull: 1,

Bank of Missouri

Doesn’t pull: 1,

Barclays

Doesn’t pull: 1,

BBVA Compass

Doesn’t pull: 1, 2, 3, 4,

BlueVine

Does not pull: 1

Cedar Rapids Bank & Trust (CRB&T)

Doesn’t pull: 1,

Central Minnesota Credit Union

Doesn’t pull: 1,

CFG Bank

Doesn’t pull: 1,

Chase

Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36,
Business doesn’t pull: 1, 2, 3, 4,

Cheese (Coastal Community)

Doesn’t pull: 1,

Chime

Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9,

Coastal Credit Union

Doesn’t pull: 1,
Does pull: 1,

ConnexUs

Does pull: 1,
Doesn’t pull: 1, 2,

Consumers Credit Union

Doesn’t pull: 1, 2,
Does pull: 1, 2, 3,

Copper Banking

Doesn’t pull: 1,

Current (Metropolitan Commercial)

Doesn’t pull: 1, 2, 3, 4, 5,

Delta Community Credit Union

Doesn’t pull: 1, 2, 3,

Educational Systems Federal Credit Union

Doesn’t pull: 1,

Ellevest

Doesn’t pull: 1,

Empower

Doesn’t pull: 1,

First Florida Credit Union

Does pull: 1, 2

First National Bank Texas

Approves when frozen: 1, 2, 3,

Fitness Bank

Doesn’t pull: 1,

Five Star Credit Union

Doesn’t pull: 1,

Found

Doesn’t pull: 1,

GoBank

Does pull: 1,

Grasshopper

Does pull: 1,
Doesn’t pull: 1,

Greensboro Municipal FCU

Doesn’t pull: 1

Hancock Whitney

Doesn’t pull: 1, 2, 3, 4,

H-E-B Debit

Doesn’t pull: 1,

Heritage Bank

Doesn’t pull: 1,

HUSTL

Doesn’t pull: 1,

Incredible Bank

Doesn’t pull: 1,

Ion Bank

Doesn’t pull: 1,

Juno

Doesn’t pull: 1,

Langley Credit Union

Doesn’t pull: 1,

LendingClub

Doesn’t pull: 1,

Lili Bank

Doesn’t pull: 1, 2,

Live Oak Bank

Doesn’t pull: 1,

M1 Finance

Doesn’t pull: 1,

Marcus Bank

Doesn’t pull: 1, 2, 3, 4,

Metropolitan Commercial Bank

Doesn’t pull: 1,

MoneyLion

Doesn’t pull: 1,

Navy Federal Credit Union (NFCU)

Doesn’t pull: 1,

NetSpend

Doesn’t pull: 1,

NorthOne

Doesn’t pull: 1,

Old Missouri

Doesn’t pull: 1

One Finance

Doesn’t pull: 1, 2, 3,

On Tap Credit Union

Doesn’t pull: 1,

PenFed

Doesn’t pull: 1, 2, 3, 4, 5, 6,

Porte Bank

Doesn’t pull: 1, 2,

Regions Bank

~~Does pull: 1 (might not pull)~~
Does not pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,

Revolut

Doesn’t pull: 1, 2,

Roger Bank

Doesn’t pull: 1,

Simple Finance

Doesn’t pull: 1,

SoFi Money

Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9,

Spruce Money

Doesn’t pull: 1,

Stash

Doesn’t pull: 1,

Stripe

Doesn’t pull: 1,

TAB Bank

Doesn’t pull: 1 (6/28/22 via e-mail)

TBK Bank

Doesn’t pull: 1,

TD Bank

Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11,

Texas Trust Credit Union

Doesn’t pull: 1,

Upgrade

Doesn’t pull: 1, 2, 3,

USAA

Doesn’t pull: 1,

Varo Money

Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,

Wise

Doesn’t pull: 1,

Zynlo

Doesn’t pull: 1,

Banks & Credit Unions With Mixed Data Points

With banks in this section, it’s probably important to look at the date of data points, stuff that is more recent is more likely to be accurate as some financial institutions have transitioned away from relying on ChexSystems.

Associated Bank

Doesn’t pull: 1, 2, 3, 4
Does pull: 1, 2,

Barclays

Does pull: 1
Doesn’t pull: 1,

Capital One 360

Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9,
Doesn’t pull: 1, 2 (already had checking), 3, 4, 5, 6, 7, 8, 9, 10 (business)

Charles Schwab

Does pull: 1, 2, 3, 4, 5, 6 (for savings account on 2/8/22 via e-mail), 7, 8,
Doesn’t pull for brokerage ONE investment account: 1

Citizens Bank

Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15,
Doesn’t pull: 1, 2,

Discover

Checking, does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (savings), 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21,
Doesn’t pull: 1, 2 (savings), 3 (savings), 4 (savings), 5 (savings), 6 (aaa savings), 7 (savings), 8 (savings), 9 (savings), 10, 11, 12,

HM Bradley

Doesn’t pull: 1, 2,

HSBC

Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9,
Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13,

Huntington

Doesn’t pull: 1, 2, 3 (both personal & business), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13,
Does pull: 1

Insight

Doesn’t pull: 1

Lake Michigan CU

Does pull: 1, 2, 3
Doesn’t pull: 1

M&T Bank

Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16,
Doesn’t pull: 1

Oostburg State Bank

Doesn’t pull: 1,

PNC

Does pull: 1, 2, 3, 4, 5, 6, 7, 8,
Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8 (in branch), 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23,

SunTrust

Does pull: 1
Doesn’t pull: 1, 2, 3, 4, 5, 6, 7,

TCF Bank

Does pull: 1
Doesn’t pull: 1, 2,

Tower Federal Credit Union

Doesn’t pull: 1,
Does pull: 1, 2, 3,

Trustco Bank

Doesn’t pull anymore: 1,
Does pull: 1,

Unify Financial Credit Union

Does pull: 1,

U.S. Bank

Does pull: 1, 2, 3 (also reports that they have signs up saying they specifically do use ChexSystems), 4, 5, 6, 7, 8,
Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21,

Washington Savings Bank

Does pull: 1,

Wells Fargo

Does pull: 1,
Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34,

Final Thoughts

Resource pages like this are as useful as readers make them, if you can contribute then please do so to increase the knowledge base for everybody. I’ll be including a link to this page on every bank bonus post to encourage people to share their data points. We’ll also add a section to the quick glance bit for whether they do/don’t use ChexSystems to give quick access to this information as well. If you found this page helpful, you might also enjoy the following pages: