Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount: $75
- Availability: Nationwide
- Direct deposit required: No
- Additional requirements: Deposit $100+
- Hard/soft pull: Soft pull
- ChexSystems: Yes
- Credit card funding: None
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: None listed
The Offer
- Quontic Bank is offering 7,500 Swagbucks ($75) when you open a new High Interest Checking account with an initial deposit of $100 or more
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
They have three accounts, all with no monthly fees. High interest checking account offers 1.01% APY, it’s possible only this account qualifies for the bonus (terms are a little unclear, but I’d just stick with this account). and cash rewards checking account offers 1.5% on debit card purchases.
Early Account Termination Fee
Unsure if there is any early account termination fee.
Our Verdict
The 1.5% cash back is interesting, you can see the restrictions here. Quontic has raised $11+ million. We often see these neobanks raise the bonus over time, so really up to you if you want to go for this offer or wait for a larger offer to arrive. We will still add it to our best bank account bonuses page for people that are happy with the $75.
Hat tip to ESiS & AddingPennies
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
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