[Expired[FL] First Florida Credit Union $225 Checking Bonus

Offer at a glance

• Maximum bonus amount: $225
• Direct deposit required: Yes, $500+
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: Up to $500
• Monthly fees: None
• Early account termination fee: $10, 90 days. Account also needs to be kept open for a year
• Household limit: None listed
• Expiration date: None listed

The Offer

Direct link to offer

• First Florida Credit Union is offering a $225 bonus when you open a new checking account and complete the following requirements:
  • Establish direct deposits totaling $500 or more within 90 days of opening your new checking account and receive a $200 bonus
  • Enroll in e-Statements within 90 days of opening your checking account and earn a $25 bonus

The Fine Print

• 1) Earn $200 for opening a First Florida No Monthly Fee Checking account with direct deposits totaling $500 or more posted within 90 days of account opening.
• Upon completion, $200 will be deposited between 91 and 100 days from account opening. A direct deposit must be an electronic deposit of your paycheck, pension, or government benefit (such as SSI) from your employer or the government.
• Person-to-person payments (such as Zelle®, Cash App, Venmo, or Paypal) are not considered direct deposits. 2) Earn $25 when you enroll in e-Statements within 90 days of opening your new First Florida No Monthly Fee Checking account.
• Upon completion, $25 will be deposited between 91 and 100 days from account opening.
• Cash-back offers can only be redeemed once per checking account and per member. Existing members with a First Florida checking account are not eligible.
• To receive the cash-back offers, the new checking account must remain open for a year and in good standing.
• If requirements are not met, the cash-back offers are subject to be forfeited.
• Offers are effective August 1, 2024, and can be withdrawn anytime without notice.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a free checking account with no monthly fees.

Early Account Termination Fee

There is a $10 fee if account is closed within 90 days.

Our Verdict

Previous bonus was only $200 and had to be opened in branch. Unfortunately it’s a hard pull.

Hat tip to Gz

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times