Chase 4.00% APY 3-Month CD

The Offer

Direct Link to offer

• Chase Bank is offering a 3-month CD with 4.00% APY. $100,000 minimum balance.
• Balances between $10,000 and $100,000 get a rate of 3.50% APY.

The Fine Print

• $100,000 minimum
• The CD relationship rate requires a qualifying linked Chase checking account.
• APYs are effective for 01/30/2023, and are subject to change without notice.
• An early withdrawal penalty may apply.

Our Verdict

4% isn’t a bad rate on a CD, but the most interesting thing here is that Chase actually has a competitively rated CD. We don’t typically see good rates from the larger banks. We’ve added this to our list of best High Yield Savings Accounts and CDs.

This CD might be interesting to someone who anyone keeps their money with Chase or for someone who wants to become a Chase Private Client, for whatever reason. It’s worth noting that we have no idea whether they’ll continue to offer a good rate when the 3-months ends.

(Initially I thought this could be useful for the $2,000 Private Client bonus or for the $900 checking/savings bonus, but both of those exclude CDs from counting.)

Hat tip to reader Munchys