[Targeted] Chase 75,000 Point Upgrade Offer (Chase Sapphire Preferred To Chase Sapphire Reserve)

Update 10/8/26: Another round has gone out. 

The Offer

No direct link to offer, sent out via e-mail. Subject line is ‘[name], earn 75,000 points with Chase Sapphire Reserve®’

• Chase is offering some Chase Sapphire Preferred cardholders 75,000 points after $4,000 in spend by December 15, 2026 when they upgrade to the Chase Sapphire Reserve. Must upgrade by December 1. 

Our Verdict

Careful as some people got an upgrade e-mail without the points attached. The offer itself is very attractive for people that wouldn’t otherwise be eligible for a Chase Sapphire Reserve:

• People that are over 5/24 and are unlikely to go under again
• People that already received a bonus on the Chase Sapphire Reserve and aren’t eligible due to lifetime language