So everybody and their dog will be telling you that the Chase Sapphire Reserve bonus will be dropping to only 50,000 points after today and that it’s your last chance to get a 100,000 point bonus. Here is what you should know:
- It’s important to note that this only affects online applications and not in branch applications.
- The 5/24 rule applies to this card, meaning most readers will NOT be eligible. You should see if you’ve got a ‘selected offer for you‘ offer on this card and if you do I’d recommend applying today as chances are that bonus will drop to 50,000 points as well.
- The 100,000 in branch offer will last until at least March 12th, 2017. This is when Chase does a quarterly refresh and updates offers & APR’s. It’s entirely possible the 100,000 in branch offer will be extended in branch, but not guaranteed.
- The advantage of going in branch is you can check for pre-approved offers and these bypass the 5/24 rule as well. When you go into a branch don’t forget that the Chase Ink Preferred also has the annual fee waived first year and might be possible to get higher bonuses on the Chase Sapphire Preferred & Chase Freedom Unlimited. You can also open a Chase checking/savings account.
Honestly this change won’t make much of a difference to most people. If you can then I’d check to make sure you don’t have a selected offer for you.
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