Alliant Credit Card Earns 3% For Product Changed Cardholders & On Foreign Currency Purchases

Alliant recently launched a new credit card (Alliant Cashback Visa Signature Credit Card), the basics of the card are as follows:

• Card earns at the following rates:
  • 3% cash back on all purchases in the first year
  • 2.5% cash back on all purchases second year on wards
• Annual fee of $59 is waived first year
• 0% foreign transaction fee

Readers had two questions about the card and I’ve got the answers for you.

Q: If I product change an existing Alliant card to this card, will I receive the waived annual fee & 3% cash back rate in the first year?

A: “[I]f our members upgrade from a different Alliant Visa to the Visa Signature, they will receive 3% cash back/annual fee waived in the first year.”

Q: If I make a purchase in a foreign currency, will I receive 3%/2.5% cash back?

A: “Cardholders earn cash back on all purchases, even those made in foreign currency”