American Express has announced that it will be adding ‘Pay It Plan It’ & ‘Pay Over Time’ to American Express Platinum cards. Previously these flexible payment options were available on the American Express Green & American Express gold card. These are all charge cards which means that normally the balances acquired need to be paid in full each month. The pay over time feature effectively allows cardholders to carry a balance like a regular credit card and the pay it plan turns purchases into an installment loan. Previously American Express offered an enrollment bonus for the pay over time feature, it’s unclear if that will still be offered.
Credit Cards
American Express Adds ‘Pay It Plan It’ & ‘Pay Over Time’ To Platinum Cards
American Express has announced that it will be adding ‘Pay It Plan It’ & ‘Pay Over Time’ to American Express Platinum cards. Previously these flexible payment options were available on the American Express Green & American Express gold card. These are all charge cards which means that normally the balances acquired need to be paid […]
Credit Cards
American Express Fined $350 Million For Anti-Money Laundering & Bank Secrecy Act Deficiencies
Yesterday The Office of the Comptroller of the Currency (OCC) announced that American Express would be assesed a $350 million civil penalty and a cease and desist for deficiencies in its Bank Secrecy Act (BSA) and anti-money laundering (AML) compliance program
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Credit Cards
U.S. Bank Launches ‘Protect 360’ For Consumer Credit Cards
U.S. Bank has launched Protect 360 for consumer credit cardholders. There are two tiers
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Credit Cards
American Express To Open Newark Liberty International Airport (EWR) Centurion Lounge (Pushed To 2027, Largest Centurion Ever)
Update 10/8/26: American Express has announced the lounge won’t open in 2026 but in 2027. The lounge will be bigger than first reported at a total of 30,000 square feet making it the biggest lounge in the Centurion network. Original post: American Express has announced plans to open a centurion lounge in Newark Liberty International […]
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Credit Cards
[Targeted] Chase 75,000 Point Upgrade Offer (Chase Sapphire Preferred To Chase Sapphire Reserve)
Chase is offering some Chase Sapphire Preferred cardholders 75,000 points after $4,000 in spend by December 15, 2026 when they upgrade to the Chase Sapphire Reserve. Must upgrade by December 1.
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Credit Cards
AAdvantage Business Loyalty Account: Get 15,000 Miles For Joining (Code GET15K)
Register for the AAdvantage Business program and earn 10,000 AAdvantage bonus miles (code BNS10K). Requirements waived for Citi AAdvantage Business cardholders
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Credit Cards
Chase Doing Automatic Product Change For Some Original Freedom Cardholders to Freedom Unlimited
Chase is automatically product changing some OG Freedom cardholders (“Freedom with Ultimate Rewards”) to Freedom Unlimited cards, per Reddit reports. This has happened in the past. Some people will prefer keeping the 5% categories instead of getting the Freedom Unlimited’s 1.5% everywhere. You should be able to call in and have them change your Freedom […]
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