[Expired] American Express Charles Schwab Platinum 125,000 Point Bonus

Update 9/18/25: 125k offer is back, valid through 11/12/25. Comes with all of the newly revamped Amex Platinum benefits.

Update 5/8/25: 125k offer is back

Update 1/8/25: Deal is ending today.

The Offer

Direct link to offer

• American Express Charles Schwab is offering up to 125,000 bonus points after $8,000 in spend within the first 6 months

Card Details

• Annual fee of $895 is not waived the first year
  • Authorized Platinum cards are $195
  • Authorized Gold cards are free
  • Full details here
• Card earns at the following rates:
  • 5x points per $1 spent on purchases made with airlines or with American Express Travel
  • 5x points per $1 spent on hotel & airline bookings made directly from the American Express travel website
  • 1x points on all other purchases
• $200 airline incidental credit per calendar year
• $200 Uber credit ($15 per month and additional $20 in December)
• Lounge access:
  • Centurion lounge access
  • International American Express lounge access
  • Delta SkyClub lounge access
  • Priority pass select membership
  • Airspace lounge access
• $240 digital entertainment credit. This is a credit of $20 per month and can be used on Peacock, Audible, SiriusXM and The New York Times.
• $200 hotel credit. This can be used on select prepaid bookings (Fine Hotels + Resorts^® and The Hotel Collection) when using American Express Travel
• $179 Clear credit
• Walmart+ monthly credit. Cardholders will receive a $12.95 credit (covers the full cost of membership).
• $300 Equinox credit. This is a $25 credit each month
• Global Dining Access by Resy
• The Global Lounge Collection

Our Verdict

Previous best offer was 100k points + 10x on shop small/restaurant purchases. We will add this to our list of the best credit card bonuses.