Bank of America Travel Rewards: 25,000 Point Offer

The Offer

Direct link to offer

• Bank of America is offering a bonus of 25,000 miles after $1,000 in spend within the first 90 days (worth $250 towards travel purchases)

Card Details

• Card earns 1.5 points per $1 spent. This is increased with Bank of America’s Preferred Rewards program:
  • Gold: 1.875x points on all purchases
  • Platinum: 2.25x points on all purchases
  • Platinum Honors: 2.625x points on all purchases
• No annual fee
• 0% introductory APR on purchases for the first 12 billing cycles

Our Verdict

Application page says 25,000 points is worth $200 towards travel charges, but it’s actually 1¢ per point so I suspect they didn’t update properly. The 1.5x earning rate on this card isn’t interesting unless you have Preferred rewards and then up to 2.625 on all purchases is fantastic. Most people won’t be in a situation to do that though, a bonus of $250 towards travel purchases isn’t fantastic and the minimum spend requirement is $500 more than the $200 offer on the cash rewards card (still $500 spend for an extra $50 is good for most people). I still think travel offers will be better for most people, such as:

• Bank of America Premium Rewards Credit Card Now Review – 50,000 Point Bonus, $100 Annual Travel Credit & More
• Bank of America Amtrak Credit Card 30,000 Point Bonus
• Alaska Airlines 30,000 Miles + $100 Statement Credit + $0 Companion Fare

As always read these things everybody should know about Bank of America cards before applying.

Hat tip to neverchurningbutter