[CA] Frontwave Credit Union $600 Checking Bonus

Update 10/4/26: There is now a $600 bonus via radio station. Hat tip to reader Bockrr

Update 8/10/25: Bonus now $350. Hat tip to reader Bockrr

Offer at a glance

• Maximum bonus amount:$350
• Availability:Must  Live, work or worship in either San Diego, Riverside, Imperial or San Bernardino counties
• Direct deposit required: Yes, $1,000+ within 90 days
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: None/cash advance in branch
• Monthly fees: None
• Early account termination fee: Six months, bonus forfeit
• Household limit: None
• Expiration date: 9/30/24

The Offer

Direct link to offer

• Frontwave Credit Union is offering a $600 bonus when you open a new checking account and complete the following requirements:
  • Select TD Sent Me during sign up
  • Set Up Direct Deposit. Receive at least $1,000 in qualifying direct deposits within 90 days.
  • Activate Your Debit Card. Start using your Frontwave Visa® Debit Card for everyday purchases.
  • Build Your Savings. Set up automatic $25+ transfers to savings for two consecutive months.

The Fine Print

• To receive the $350 bonus, open new Frontwave Checking and Savings accounts within the same day (subject to approval), enroll in e-statements, and set up recurring external direct deposits or ACH transfers totaling $1,000 or more.
• The $1,000 must post within a single calendar month and within 90 days of account opening. (Example: Two $500 paychecks within the same month qualifies.)
• Transfers between Frontwave accounts do not qualify.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

If the account is closed within six months the bonus is forfeit

Our Verdict

Previous best bonus was $100. You can open online now as well which is nice.

Hat tip to John C

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
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