Extended to 12/31/26
Update 9/4/26: Deal is back and up to $750 now. Hat tip to reader ShawntheShawn
Extended to Feb 28, 2026
Offer at a glance
- Maximum bonus amount: $300
- Availability: CA, in branch only
- Direct deposit required: No
- Additional requirements: Deposit $5,000+
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: $8, avoidable
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: January 31, 2026
The Offer
- Golden 1 Credit Union is offering a bonus of up to $750:
- $100 bonus: Deposit and maintain a $2,000 average daily balance for 90 days
- $400 bonus: Deposit and maintain a $10,000 average daily balance for 90 days
- $750 bonus: Deposit and maintain a $15,000 average daily balance for 90 days
- Can get an additional $100 for merchant services
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has a $8 monthly fee, this is waived with a balance of $1,000.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF or not.
Our Verdict
Not sure how difficult it is to get approved, but bonus itself is very easy as is keeping the account fee free. Assuming you live near a branch and approval process isn’t too bad this is worth doing. Will add to our best bank bonus page.
Hat tip to reader snailrock
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
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