Update 11/6/25: Bonus now $400.
Update 3/14/25: Available again. Might be available nationwide.
Offer at a glance
- Maximum bonus amount: $100
- Availability: Must live, work, attend school or worship in the following counties: Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano or Sonoma counties (California)
- Direct deposit required: Yes, $500
- Additional requirements: None
- Hard/soft pull: Unknown
- Credit card funding: Unknown
- Monthly fees: $10, waive-able
- Early account termination fee: 90 days or bonus is clawed back
- Expiration date: May 31st, 2015
The Offer
- Simply open a new checking account and establish a new direct deposit of $500 or more, and we’ll give you $400
The Fine Print
- Bonus will be deposited by June 10th, 2015
- One bonus per person
- Members who have closed a Pacific Service CU within the past 12 months are not eligible
- Account must be in good standing with a minimum balance of $50 on May 31, 2015 to receive incentive
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Relationship checking account comes with a $10 monthly fee which is waived if you have $25,000 in combined balances with pacific service credit union. The free checking account has no monthly fee.
If you close your account within 90 days, they reserve the right to claw back the $100/$50 bonuses.
Our Verdict
This deal is not worth it considering you need to keep $25,000 invested that does not interest to get the full $100 bonus and the fact we don’t know whether it’s a hard or soft pull. Which is a shame because I love deals with no direct deposit requirement.
I’d recommend doing one of these bank bonuses instead. Alternatively you can have a look through all of the different bonuses currently available.
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