One of the rules for downgrading a Chase card is that your card must be open for at least a year before being able to do a product change. But it’s actually possible to downgrade to the Chase Sapphire (no annual fee card) without waiting this full year. Once you’ve done this, you can then […]
One of the rules for downgrading a Chase card is that your card must be open for at least a year before being able to do a product change. But it’s actually possible to downgrade to the Chase Sapphire (no annual fee card) without waiting this full year. Once you’ve done this, you can then product change to any other Chase branded card you like such as:
Thanks to reader Daniel S for confirming this and pointing me towards this /r/churning post.
Yesterday The Office of the Comptroller of the Currency (OCC) announced that American Express would be assesed a $350 million civil penalty and a cease and desist for deficiencies in its Bank Secrecy Act (BSA) and anti-money laundering (AML) compliance program
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U.S. Bank has launched Protect 360 for consumer credit cardholders. There are two tiers
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Update 10/8/26: American Express has announced the lounge won’t open in 2026 but in 2027. The lounge will be bigger than first reported at a total of 30,000 square feet making it the biggest lounge in the Centurion network. Original post: American Express has announced plans to open a centurion lounge in Newark Liberty International […]
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Chase is offering some Chase Sapphire Preferred cardholders 75,000 points after $4,000 in spend by December 15, 2026 when they upgrade to the Chase Sapphire Reserve. Must upgrade by December 1.
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Register for the AAdvantage Business program and earn 10,000 AAdvantage bonus miles (code BNS10K). Requirements waived for Citi AAdvantage Business cardholders
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Chase is automatically product changing some OG Freedom cardholders (“Freedom with Ultimate Rewards”) to Freedom Unlimited cards, per Reddit reports. This has happened in the past. Some people will prefer keeping the 5% categories instead of getting the Freedom Unlimited’s 1.5% everywhere. You should be able to call in and have them change your Freedom […]
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