Chase To Launch Free Credit Score/Tool Website (Available To Non-Cardholders) ‘Credit Journey’

Update: It has now launched, you can view our review here.

Chase will launch a new website called ‘Credit Journey’ that will provide users with a free Vantage Score 3.0 score based on their TransUnion credit report and other credit tools. The website will be available to everybody (e.g not necessary to be a Chase cardholder).

Capital One offer a similar service called Credit Tracker & Discover offer Credit Score Card, although the Discover service provides users with a free FICO score – a score that is more commonly used by lenders. Other card issuers also offer free FICO scores, but only to cardholders.

I don’t think the new offering by Chase will be particularly useful, considering Credit Karma offers the same/similar data but for TransUnion & Equifax and other free credit monitoring websites also exist, such as:

• Quizzle (Equifax)
• Credit Sesame (TransUnion)
• Credit.com (Experian)
• WisePiggy (TransUnion)
• Freecreditscore.com (Experian)

I’ll wait until the service officially launches before I discount it completely though. Maybe it will offering some way to bypass 5/24 (a boy can dream, right?)