DOC Compass — Offers, decoded

Update 8/30/26: $500 statement credit reduced to $400.

The Offer

Direct link to offer (should also be able to get it to appear doing a dummy booking on United)

Chase United Explorer is offering the following bonuses:
- $500 statement credit after first purchase
- 25,000 bonus miles after you spend $3,000 on purchases within the first three months
- 10,000 bonus miles after you add an authorized user to your account within the first three months
- Annual fee waived first year

Annual fee of $150 is waived first year
Chase 5/24 rule applies to this card
25% off in flight purchases when using your card (including WiFi and food/beverages)
$120 Global Entry/TSA PreCheck credit
Card earns at the following rates:
- 2 miles per $1 spend with United Airlines, restaurant and hotel purchases
- 1 mile per $1 spend on all other purchases
Last seat availability
Miles don’t expire
Free checked bag when you pay with card (for 2 people)
Priority boarding
2 Club passes per year
No foreign transaction fees
Receive $50 back as a statement credit on both your 1st and 2nd prepaid hotel stays purchased directly through United Hotels with your United Explorer Card, up to $100 each anniversary year.
Enroll to receive up to $5 back as a statement credit each month on rideshare purchases when you pay with your United Explorer Card, up to $60 each calendar year.
Receive $25 in United TravelBank cash, up to $50 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.com and paid with the card.
$10 Instacart credit monthly, up to $120 total each calendar year.
Earn $100 in United TravelBank cash after you spend $10,000 on purchases each calendar year with your United Explorer Card.
This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months

Earlier this year we saw 70,000 – 85,000 miles and last year we saw up to 90,000 miles. Personally I’d prefer the $500 statement credit over 50,000 miles but really depends on how you value the miles. Most people won’t be eligible due to the 5/24 rule, but useful for those who are. We’ll be adding this to our list of the best credit card bonuses.

Hat tip to reader Viji