The Citi Dividend 5% categories have been released for the third quarter of 2025:
- Gas Stations
- Home Improvement Stores – Includes purchases at home supply warehouse stores, lumber and building materials stores, paint and wallpaper stores, hardware stores, nurseries – lawn and garden supply stores and paints, varnishes and supplies stores. Excludes florists and florists’ supply stores; nursery stock; wholesale construction stores; and glass stores.
Gas is a popular category for summer travel, and is included in the Chase Freedom and Discover categories for Q3 2025 as well.
Note: Citi is different than the other cards in that you have a $6,000 annual cap rather than a $1,500 quarterly cap. You can get 5% back on up to $6,000 in this quarter, you can save the entire amount for a different quarter, or you can use part up each quarter.
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