(Update) Elan Max Cash Preferred – 5% On Two Categories

Update 4/19/26: There’s a similar Elan from Park National Bank which has a $250 bonus. Direct Link (ht reader Private)

Original Post 1/16/21:

There is a new credit card being offered by a number of credit unions called ‘Elan Max Cash Preferred’. This card is basically identical to the U.S. Bank Cash+ card, although the sign up bonus is usually $150 instead of the common $200 offer on the Cash+ card. Card basics:

• No annual fee
• You can choose two categories to earn 5% in (limit $2,000 in spend per quarter), one category to earn 2% in one and 1% on all other purchases

The advantage to the Elan card is that it seems to be easier to approved than the Cash+ card. It’s available from the following credit unions (via MyFICO):

• Abby Bank (Wisconsin)
• Air Force Academy Federal Credit Union (Colorado, veterans)
• Allegiance Credit Union (Oklahoma)
• Alliance Credit Union (Missouri)
• All South Federal Credit Union (South Carolina)
• Amplify Credit Union (Texas)
• Astera Credit Union (Michigan)
• Atlantic Union Bank (Maryland, Virginia, North Carolina)
• Banc of California (California)
• Bank of Albuquerque (New Mexico)
• Bank of Clarke County (Virginia)
• Bank Five Nine (Wisconsin)
• Bank of Oklahoma (Oklahoma)
• Bank of Texas (Texas)
• Bank of Utah (Utah)
• Banner Federal Credit Union (Arizona)
• Bay Coast Bank (Massachusetts, Rhode Island)
• Beacon Credit Union (Indiana)
• Bell Bank (Arizona, Minnesota, North Dakota)
• Bremer Bank (Minnesota, North Dakota, Wisconsin)
• Byrn Mawr Trust Company (Pennsylvania)
• Buckeye State Bank (Ohio)
• Busey Bank (Indiana, Illinois, Missouri, Florida)
• Capital City Bank (Florida, Georgia, Alabama)
• Capital Credit Union (Wisconsin)
• Cattle Bank and Trust (Nebraska)
• CCF Bank (Wisconsin, Minnesota)
• Central Pacific Bank (Hawaii)
• Centricity Credit Union (Minnesota)
• Centris Federal Credit Union (Nebraska, Iowa)
• Chevron Federal Credit Union (United States)
• Comerica Bank (California, Arizona, Texas, Florida, Michigan)
• Cornerstone Bank (North Dakota, South Dakota)
• Credit Union of Georgia (Georgia)
• Envision Bank (Massachusetts)
• Desert Financial Credit Union (Arizona)
• First Class Community Credit Union (Iowa)
• First Financial Northwest Bank (Washington)
• First National Bank Texas (Arkansas, Texas, New Mexico, Arizona)
• First National Bank of Waterloo (Illinois)
• First State Bank of Florida Keys (Florida)
• Flagstar Bank (California, Michigan, Indiana, Ohio, Wisconsin)
• F&M Bank (Farmers and Merchants) (California)
• Fulton Bank (Virginia, Maryland, DC, Pennsylvania)
• Greater Nevada Credit Union (Nevada)
• Green Belt Bank and Trust (Iowa)
• Guaranty Bank and Trust (Texas)
• Highland Bank (Minnesota)
• Home Federal Bank (Tennessee)
• Horizon Bank (Indiana, Michigan)
• Incredible Bank (Wisconsin)
• Intrust Bank (Arkansas, Oklahoma, Kansas)
• Johnson Financial Group (Wisconsin)
• Liberty Bank (Connecticut)
• Meriwest Credit Union (California)
• Merrimack Valley Credit Union (Massachusetts)
• Mid Penn Bank (Pennsylvania)
• MIT Federal Credit Union (Massachusetts)
• Nodaway Valley Bank (Missouri)
• Northside Community Bank (Illinois)
• NRL (Naval Research Lab) Federal Credit Union (DC, Virginia, Maryland)
• Oklahoma Central Credit Union (Oklahoma)
• Park National Bank (Ohio)
• Pawtucket Credit Union (Rhode Island)
• People’s United Bank (Connecticut)
• Pikes Peak Credit Union (Colorado)
• Premier Bank (Ohio, Indiana, Michigan)
• Prevail Bank (Wisconsin)
• Public Service Credit Union (Michigan)
• Renasant Bank (Mississippi, Alabama, Tennessee, Georgia, Florida)
• Radius Bank (Massachusetts)
• Rockland Trust (Massachusetts)
• Twin River Bank (Idaho, Washington)
• U.S. Employees Credit Union (US government employee and retiree)
• Valley National Bank (New Jersey, New York, Florida, Alabama)
• Wesbanco (West Virginia, Kentucky, Ohio)