[Dead] [IL, MN & WI only] Associated Bank $150 Checking + $50 Referral (No Direct Deposit Or 12 Month Language)

Seems that you can’t actually process your application with this link.

Offer at a glance

• Maximum bonus amount: $150 for checking, $100 for money market and $50 for credit card
• Availability: IL, MN & WI only
• Direct deposit required: Optional
• Additional requirements: Three bill pays or a direct deposit of $300+
• Hard/soft pull: Soft
• ChexSystems: Unknown
• Credit card funding: Up to $200, no American Express cards. 
• Monthly fees: $11, waivable 
• Early account termination fee: None
• Household limit: One
• Expiration date: June 30th, 2017

The Offer

Direct link to offer

• Associated Bank is offering a bonus of up to $300, broken down as follows:
  • $150 when you open a new personal checking account
    • Make three payments using Associated Bank Online Bill Pay OR have at least one direct deposit of $300 or more within 45 days of account opening

The Fine Print

• Offer expires June 30, 2017.
• Deposits from existing accounts do not qualify.
• Customers with an Associated Bank checking account in the last 60 days, joint owners on an existing Associated Bank checking account and Associated Bank colleagues are not eligible.
• Account must be open at the time the bonus is paid. Popmoney® and transfers to external accounts do not qualify for the required transactions to receive the monetary bonus. Exclusions apply.
• Customer must be 18 years or older to qualify.
• Offer limited to one per household, cannot be combined with other offers and is subject to change (at Associated Bank’s discretion) at any time without notice.
• For tax reporting purposes, a 1099 may be issued at year-end for the year in which the bonus is given.

Avoiding Fees

Checking Account

There is a $11 monthly maintenance fee which is waived if you meet any of the following requirements:

• $1,000 minimum daily balance
• $2,500 in combined deposits
• Direct deposits combining $500 or more per month
• Under the age of 24 and enrolled in paperless statements.

Early Account Termination Fee

There is no early account termination fee.

$50 Referral Bonus

You can also refer friends if you visit here. You’ll receive $50 Visa gift card per person you refer and they should still be able to sign up for the $150 bonus (if anybody successfully does this, please confirm). Feel free to share your referral links in the comments, but make sure you also let us know some useful information (e.g soft pull/credit card funding etc etc) or your referral link will be removed.

Our Verdict

This bonus is significant compared to the $150 + $100 + $50 bonus because it’s not necessary to keep the account open for twelve months. You’re eligible for this bonus as long as you haven’t been a customer in the last 60 days. Definitely adding this to the best bonus page.

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications

Hat tip to reader Ryan