[LA, MS, FL, AL, TX] Hancock Whitney Bank $150 Checking Bonus

Offer at a glance

• Maximum bonus amount: $150
• Availability: LA, MS, FL, AL, & TX only
• Direct deposit required: No
• Additional requirements: E-statement enrollment and 5 transactions
• Hard/soft pull: Soft
• Credit card funding: None
• Monthly fees: Waived with $250 balance
• Early account termination fee: $25, 180 days
• Household limit: One
• Expiration date: December 31st, 2016

The Offer

Direct link to offer

• Get a $150 Visa gift card when you open a checking account in branch at a Hancock Whitney branch and complete the following requirements:
  • Enroll in online banking and select online statements
  • Make five purchases with your debit card by January 31st, 2016

The Fine Print

• A personal checking account, with new money not currently held by Hancock Bank or Whitney Bank, must be opened.
• Minimum opening deposits are required and vary by product, and range from $50 to $100.
• Monthly service fees range from $10 to $21, depending on product. See a banker for details.  A
• $20 service charge will be assessed if the account is closed within the first 180 days after the account is opened.
• The offer is non-transferable. This cannot be combined with other offers. [Note, this hasn’t been enforced with previous offers]
• Limit one gift card per household.
• Limit of one new consumer checking-account-related bonus per calendar year.
• Gift card will be sent to the address associated with your new account within 4-6 weeks after the qualification expiration date of 1/31/17.

Avoiding Fees

The basic checking account (called the ‘Access’ account) comes with a $10 monthly fee, waived with a $250 daily balance and waived for those under age 24 or over the age of 64 (also waived if you have a direct deposit of $250+).

There is an early account termination fee of $25 if closed within 180 days.

Our Verdict

This usually comes with a $300 bonus, there is a chance there is still a $300 bonus available but I haven’t been able to find the link (usually it follows the same format etc holiday300sm but that doesn’t work). Personally I’d wait for a $300 offer as you are limited to one per calendar year and this won’t post before the end of 2016. Because of that we haven’t added it to our best bonus page.

Hat tip to reader  jackgopack4

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank