[MN] Blaze Credit Union $250 Checking Bonus, Direct Deposit Not Required

Update 7/5/26: Increased to $250

Increased to $225

Update 2/16/25: Deal is now $200

Offer at a glance

• Maximum bonus amount: $150
• Availability: MN
• Direct deposit required: No
• Additional requirements: See below
• Hard/soft pull: Mixed datapoints
• ChexSystems: Unknown
• Credit card funding: Up to $250
• Monthly fees: None
• Early account termination fee: Bonus forfeit, six months
• Household limit: Unknown
• Expiration date: 3.31.24

The Offer

Direct link to offer

• Blaze Credit Union is offering a $150 checking bonus when you open a free checking account and complete the following requirements:
  • set up an Automatic Payment or Direct Deposit
  • Make a total of six Blaze debit card transactions (not including ATM transactions) within 60 calendar days from the date the account was opened

The Fine Print

• Offer valid to persons with no prior checking relationship with SPIRE, Hiway or Blaze Credit Union in the last 12 months. $100 minimum deposit required to open Blaze Free, Rox, Saints, Wild or Pathfinder Checking account.
• To qualify for $150 offer, account holder must set up an Automatic Payment or Direct Deposit and make a total of 6 Blaze debit card transactions (not including ATM transactions) within 60 calendar days from the date the account was opened.
• Account must remain open for six months.
• $150 will be deposited to the checking account upon account opening.
• If all requirements of offer are not met, Blaze reserves the right to reclaim the $150.
• Account holder responsible for any applicable taxes. L
• imited time offer valid 1.01.24 – 3.31.24. Subject to termination at any time. Other conditions and restrictions may apply.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees

Early Account Termination Fee

Account needs to be kept open for six months or bonus will be forfeit.

Our Verdict

Blaze is a combination of HiWay & SPIRE credit union, we have covered them in the past. You won’t be eligible if you’ve had an account with either in the past 12 months. Bonus seems pretty good as a direct deposit isn’t required. It is a hard pull but we will add it to the best bank account bonuses.

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times