[MO & IL] Vantage Credit Union $250 Checking Bonus, Direct Deposit Not Required

Update 9/13/25: Also includes 4 tickets to a football, basketball or hockey game. 

Offer at a glance

• Maximum bonus amount: $250
• Availability: MO and IL)
• Direct deposit required: No
• Additional requirements: Use promo code
• Hard/soft pull: Hard pull
• ChexSystems: Unknown
• Credit card funding: Up to $500o
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: One
• Expiration date: 9/30

The Offer

Direct link to offer

• Vantage Credit Union is offering a $250 bonus when you open a new checking account and complete the following requirements:
  • Use promo code LOU132

The Fine Print

• To receive a $250 bonus, open a new Vantage Credit Union (VCU) checking account as the primary owner during the offer dates of April 1, 2025 – June 30, 2025 and provide promo code LN132CK on the account application.
• Promo code is required and must be listed on the application to be eligible for this offer. Bonus is subject to IRS reporting and will be deposited into the new checking account by September 30, 2025.
• Checking account must be open with a balance of zero or more and in good standing without any court orders pending against the account at the time of the bonus deposit in order to receive the bonus.
• Offer is valid only for new checking accounts.
• Individuals who are the primary owner on an open VCU checking account or one that has closed within 12 months prior to opening new checking account in conjunction with this offer are not eligible to receive the bonus.
• Eligibility for this offer will be verified prior to providing the bonus.
• One offer per household.
• Cannot be combined with any other checking account offer.
• No minimum balance on checking account required for bonus.
• Federally insured by NCUA.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Bonus doesn’t seem to have any requirements other than using the promo code.

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