[Expired] [Pacific Palisades, CA only] Union Bank $200 Checking Bonus – Direct Deposit Optional

According to this comment, this offer has not been extended and has now expired. You can view the best current offers by clicking here.

Offer at a glance

• Maximum bonus amount: $200
• Availability: 15205 West Sunset Blvd., Pacific Palisades, CA
• Direct deposit required: Optional
• Additional requirements: See below
• Hard/soft pull: Soft
• ChexSystems: Unknown
• Credit card funding:  None
• Monthly fees: $5-$10, avoidable
• Early account termination fee: Unknown
• Household limit: One
• Expiration date: May 31st, 2017

The Offer

No direct link to offer [Bonus is advertised in branch and no mailer is needed]

• Open a new Union Bank $200 checking bonus at their new Pacific Palisades branch and complete one of the following:
  • Establish a single direct deposit of $250 or more per statement period
  • Make three Union Bank online bill payments to three different payees each month
  • Make five debit card purchases or payments each month

The Fine Print

• Offer only applies to personal accounts opened at the Pacific Palisades Branch.
• Offer valid only for new Union Bank customers. New customers limited to those who have not maintained an account relationship with Union Bank within the previous six months
• Bonus will be deposited on or before July 31st, 2017
• Limit one checking offer per household
• Cannot be combined with other offers
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

They have two checking accounts you might want to consider:

• Banking By Design, monthly fee of $5, waived with either of the following:
  • $250+ single direct deposit
  • $250+ single mobile deposit
• Ready To Go Checking, monthly fee of  $10, waived with any of the following:
  • $500+ combined direct deposits
  • $500+ combined mobile deposit
  • Average balance of $1,500+

I wasn’t able to find any early account termination fee so I am unsure if they charge one or not.

Our Verdict

Not a bad deal if you live within the area, doesn’t seem like the mailer is actually need and it’s a soft pull. We will add this to our list of highly location specific checking bonuses.

Big thanks to reader, Shahriyar B who let us know. Learn how to find bonuses and contribute to the site here.

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