PNC Cash Rewards Visa: $250 Sign Up Bonus [Select States]

Update 4/28/26: Increased to $250 until May 15, 2026. 

Update 11/16/23: $200 signup bonus is still around. The double cashback offer has expired.

The Offer

• PNC has increased the signup bonus on the Cash Rewards Visa card to $200 after $1,000 spend (previously $100) within the first three billing cycles. You can see that offer on PNC here.
• Additionally, there is an in-branch offer which will offer double cashback during the first year. PNC will automatically post any earned double cash back to your account one year after opening.
  • Offer is valid 9/6/23 – 11/6/23
  • You can try calling into a banker at a PNC branch to see if they can process the branch offer over the phone, just make to get confirmation that it’s for the double cash back offer.

You can see an image of the offer on this website.

Card Details

• No annual fee
• Sign up bonus of $100 after $1,000 in purchases
• Card earns at the following rates ($8,000 annual cap on the 2%/3%/4% categories):
  • 4% cash back on gas purchases
  • 3% cash back on dining purchases
  • 2% cash back on grocery purchases
  • 1% cash back on all other purchases
• Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening
• You can redeem for cash back when you have $25 or more in your account
• Applications restricted to the following states:  AL, DC, DE. FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, OH, PA, SC, VA, WI, WV

Read our full review here.

Our Verdict

The $200 signup bonus can be done online, and for the hassle of going in branch you’ll hopefully be able to get this offer with the double cashback. If someone can max out the $8,000 on gas, that would get you an extra $320 in cashback (that’s in additional to the generous 4% regular earn rate on gas).

PNC branches are around in many states, listed above. I can see this being a nice deal for someone who can max out the gas category, and possibly even for the other categories. Some people might also consider signing up for the online offer to get the $200 signup bonus. The ongoing rate of of 4% on gas is pretty nice too, irrespective of any signup bonus.

Hat tip to 14lopeza