The Offer
Citi is finally offering a public signup bonus on the Citi Double Cash card:
- Signup for the card and get $100 statement credit when you spend $500 within three months
Card Details
- Earn 2% back on all spend: 1% with the purchase and another 1% at time of payment; no caps or category restrictions
- No annual fee
- 3% foreign transaction fee
Our Verdict
We wrote about how this $100 offer might be coming – great to see that it’s been released as a publicly available offer. 2% is the minimum you should be getting on every purchase (either that or an equivalent value from a points currency). There are some potentially better cards like the Alliant 2.5% card, but if you’ve been denied from that one like I was or if it’s not worth the annual fee based on your spend, a 2% card is a basic staple to have.
Other options to the Double Cash include the Fidelity Elan card and the Paypal 2% card. There are other similar offerings as well like Barclay Arrival Plus, Capital One Spark, and then there’s Blue Business Plus. See Best Card for Everyday Purchases for more options.
$100 isn’t much, but it’s an easy spend threshold and a nice little bonus for a card you’d be interested in regardless. That said, for a lot of people it would make more sense to go for a different Citi bonus and instead product change an older unused Citi card to become a Double Cash. Also check out these Things to Know about Citi Cards before applying.
Hat tip to reader Sammy
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