[Targeted Offer] Bank of America: Product Change With No Credit Pull & Get $200 Bonus

Update 9/26/22: Report of some people being product changed to this product without their consent. You should be able to revert this if you want.

Update 9/1/22: More people targeted (ht TwoMinuteMinor)

Update 8/8/22: More people targeted. Hat tip to MtM

Update 2/18/22: Email offers going out now for some people with this upgrade offer. Hat tip to vaudevillevik

Update 11/18/21: Another physical round went out for upgrading, these were sent out for both the personal Unlimited Cash Rewards card and the Business Unlimited Cash Rewards card. 

Update 8/20/21: A physical mailer is going out to some people with this offer as well. (Previously there was an email round that went out.) Hat tip to reader XenaWP

The Offer

Bank of America is sending many people an email offer:

• Product change your existing 3/2/1 or other Bank of America card into the new Unlimited Cash Rewards 1.5 card and get a bonus of $200 after spending $1,000 within 90 days.

No application or credit check necessary.

Our Verdict

A lot of people have a number of these 3/2/1 cards sitting around – assuming you aren’t using them this is one of the easiest $200 you can make. Well worth considering even if you do use the card some.

We wrote about the new Unlimited Cash Rewards card in a separate post; just wanted to highlight this signup offer separately so people don’t miss it.

Hat tip to reader Lik