[TX Only] Energy Capital Credit Union $300 Checking Bonus

Offer at a glance

• Maximum bonus amount: $300
• Availability:  live, work, worship, attend school or any business entity in Harris, Montgomery, Liberty, Brazoria, Fort Bend and Waller Counties. *If you live outside these counties but reside in the state of Texas, you may still qualify through our associational field of membership with Cornerstone Friends of the Foundation.
• Direct deposit required: Yes, $1,250+
• Additional requirements: See below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding:Up to $2,000 ($1,000 per account)
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None 
• Expiration date: None

The Offer

Direct link to offer

• Energy Capital Credit Union is offering a $300 bonus when you open a new checking account and complete the following requirements:
  • $200 bonus when you:
    • Set up and maintain Direct Deposit of $1,250 or more
    • Keep qualifying Direct Deposit active and uninterrupted for 90 days
  • Additional $100 bonus when you:
    • Enroll in Online/Mobile Banking
    • Activate your ECCU Debit Card
    • Complete at least 10 qualifying debit card purchase transactions
    • Enroll in eStatements

The Fine Print

• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Free checking has no monthly fees to worry about. 

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF. 

Our Verdict

If you have any experiences with this bank please share them in the comments below. We will add to the best bank bonus page once we know more. 

Hat tip to reader Bockrr

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