USAA Limitless 2.5% Everywhere Card Now Available In Fewer States

USAA offers the Limitless card that offers 2.5% cash back on all purchases as long as you receive a monthly direction deposit of $1,000. The issue with the card has always been USAA strict eligibility requirements and the fact that it’s only offered in some states. There was a rumor circulating that the card would be available nationwide in mid September, but that date came and went with no changes. It now looks that USAA is going in the other direction and actually removing eligible states.

Previously the following states were eligible:

• AL, AR, AZ, CO, CT, FL, GA, HI, ID, IL, IN, KS, LA, MD, MI, MN, MT, ND, NM, NV, NY, OR, PA, RI, SC, TN, TX and WA

Currently the following states are eligible:

• AL, AR, AZ, CO, GA, ID, IN, KS, LA, MI, MT, NM, NY, OR, PA, SC, TN, TX and WA

That means the following states were eligible and are no longer eligible:

•  CT, FL, HI, IL, MD, MN, ND, NV, and RI

Some cardholders have also been politely told to cease manufactured spending or risk account shut down. I suspect that’s one of the reasons this program hasn’t rolled out nationwide. The Limitless card is still one of the best cards to use for every day spend, let’s hope it does eventually roll out nationwide.