[VA only] United States Senate Federal Credit Union $300 Checking Bonus

Extended to December 31, 2026

Offer at a glance

• Maximum bonus amount: $300
• Availability: VA, Looks like all it’s actually available nationwide with a membership to The American Consumer Council (free to join)
• Direct deposit required: Yes, $500+
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown, sensitive
• Credit card funding: Up to $500
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date:  December 31, 2025

The Offer

Direct link to offer

• United States Senate Federal Credit Union is offering a bonus of $300 when you become a member of USSFCU.
  • Use promo code BONUS26
  • Use your new debit card to make at least 20 purchases of $10 or more within your first six months
  • Receive direct deposits totaling $500 or more each month for six consecutive months

The Fine Print

• All requirements must be completed within six months of membership application. If eligible, the $300 bonus will be deposited into your USSFCU Primary Savings Account within 30–60 days of completing all requirements.
• Offer is available to new members only and cannot be combined with other promotions. USSFCU employees, managers, and board members are not eligible. Taxes are the responsibility of the recipient. Terms of this promotion are subject to change and may be modified, suspended, or terminated at any time by USSFCU.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Not as good as when the $500 bonus was offered unfortunately, although the requirements are easier.

Hat tip to ShawntheShawn

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