[Expired] [ID, WA & OR only] Gesa Credit Union $150 Checking Bonus, Direct Deposit Not Required

Deal has now expired, view more bank account bonuses by clicking here.

Offer at a glance

• Maximum bonus amount: $150
• Availability: ID, WA & OR. More details here
• Direct deposit required: No, only ACH required of $250+
• Additional requirements: See below
• Hard/soft pull: Soft 
• ChexSystems: Unknown
• Credit card funding: Can fund with a credit card, up to $5,000
• Monthly fees: None
• Early account termination fee: $20, 180 days
• Household limit: None
• Expiration date: None listed

The Offer

Direct link to offer

• Gesa Credit Union is offering a bonus of $150 when you open a new Colossal checking account and complete the following requirements within 60 days of account opening:
  • Enroll in Xpress Digital Banking.
  • Sign-up for and receive eStatements.
  • Complete 18 Gesa Visa® debit card transactions. (ATM transactions excluded.)
  • Receive one ACH deposit of $250 or more.
  • Deposit one item using Remote Deposit Capture.

The Fine Print

• Beginning July 6, 2020 for a limited time only, a $150 incentive will be paid to members who open a new Gesa Colossal Checking account.
• To be eligible for the incentive, you must also enroll in Xpress Digital Banking, sign-up to receive electronic statements, complete 18 Gesa Visa® debit card transactions (ATM transactions excluded), receive one ACH deposit of $250.00 or more, and deposit one item using Remote Capture.
• All quali­fication criteria must be met within 60 days of account opening. $150 incentive will be deposited into member’s savings account after all qualifi­cation criteria are met and is subject to any required IRS reporting.
• Only one $150 checking incentive per member.
• Member must not have had a Gesa checking account within the last 90 days. Member must not be a current Inspirus Credit Union checking account holder.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

A $20 fee is charged if the account is closed within 180 days according to this fee schedule.

Our Verdict

They offered a $300 bonus earlier in the year with the same requirements. Because of that we won’t be adding it to the best bank account bonuses page.

Hat tip to B^2

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times