WeBull Premium Vs. Robinhood Gold Bonus & Perks Comparison

We’ve covered the various Robinhood Gold bonus offers, and it’s come to my attention that WeBull has a similar subscription program called WeBull Premium.

WeBull Premium link | Robinhood Gold link

It’s confusing navigating all of the offers and perks as some of them seem similar.

• Membership Cost:
  • WeBull Premium $40 per year or $3.99 per month
  • Robinhood Gold $50 per year or $5 per month
• Interest rate on uninvested cash (at time of this writing, 5/18/25):
  • WeBull Premium 4.1% APY
  • Robinhood Gold 4% APY
• IRA Contribution Match (this is the match for your annual contribution which, for 2025, is up to either $7k or $8k, depending on your age):
  • WeBull Premium 3.5% match, with a 5 year hold requirement; this bonus is deposited immediately into your IRA account which adds significant value from a taxation perspective. Every year 20% of the bonus becomes confirmed as yours to keep, after 5 years it’s all confirmed as yours to keep. (This is an advantage of WeBull over Robinhood.)
  • Robinhood Gold 3% match, with a 5 year hold requirement; this bonus is deposited immediately into your IRA account which adds significant value from a taxation perspective. After 5 years the bonus gets confirmed as yours to keep.
• IRA transfer bonus (this is for transferring over your IRA balances from another brokerage):
  • WeBull Premium 3% match on your IRA transfer, up to $15k bonus (up to $500k transfer). Valid through 6/30/25. Bonus has a 5 year hold requirement; it’s deposited immediately into your IRA account which adds significant value from a taxation perspective. Every year 20% of the bonus becomes confirmed as yours to keep, after 5 years it’s all confirmed as yours to keep.
  • Robinhood Gold has offered IRA transfer matches of 2% and 3% in the past, at various times. Bonus is deposited immediately into your IRA account and has a 5 year hold period. Currently the IRA transfer bonus is now 1%. (I’d expect to see one of the better offers come back sometime before year end.)
• Brokerage transfer bonus (this if for transferring over your regular brokerage balances from another brokerage):
  • Here is a link to the current WeBull brokerage transfer bonus, with various tiers (offer is currently slated to end today, 5/19/25). In the past we’ve seen them offer a 2% bonus with a two year hold period.
  • Robinhood does not have any live offers that I’m aware of. In the past we’ve seen them offer 1% with a 2 year hold and 2% with a 5 year hold period.
• Free margin:
  • Robinhood offers $1,000 in free margin; WeBull does not have such a perk.
  • Both have excellent interest rates on margin for those into such a thing. (Note, I personally would not recommend investing on margin for myself or an average investor.) See this comment for an advantage Robinhood has with the margin account.
• Credit Card 3%:
  • Robinhood offers a credit card with 3% cashback to their Gold members. WeBull does not have a credit card.
• Interface:
  • Most people I’ve seen prefer the Robinhood app/website interface and functionality over WeBull.
• Cost Basis accuracy (for ACATS transfers):
  • Far as I know, Robinhood transfers over cost basis properly. With WeBull there have been many complaints and so you might have to get manually involved for that to process correctly. (See this comment thread for more discussion on WeBull.)
• Transfer free reimbursement:
  • Robinhood covers fees that another brokerage charges to move over funds to Robinhood, up to $75, when transferring at least $7,500. WeBull covers up to $100.

I’ve recently become a Robinhood user and Robinhood Gold member and have been happy enough thus far. I once tried WeBull a number of years ago and hated it – I believe at that time they did not offer a website option, only an app, which I find very limiting. Maybe I’ll give WeBull another shot, just have to wait for the right offer to come around…

Hat tip to reader Matthew