BlueVine Business Checking $500

Extended to 1-31-27

Extended to September 30th with code NW500

Extended to 3/31/26

Update 10/17/25: Bonus now $500, requirements look the same except the promotion code is NW500 and valid through 1/31/26. 

Update 7/2/25: Extended to 12/31/2025

Update 4/8/25: Extended to 6/30/25

Update 1/1/25: Extended to 3/31/2025

Update 10/2/24: Deal is back until 12/31/24. Hat tip to reader Karl

Offer at a glance

• Maximum bonus amount: $300
• Availability: Nationwide
• Direct deposit required: No
• Additional requirements: Yes, see options below
• Hard/soft pull: Soft
• ChexSystems: No
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: 150 days, bonus forfeit
• Household limit: None mentioned
• Expiration date: July 31, 2024

The Offer

Direct Link to offer

BlueVine business checking is offering a $300 signup bonus:

• To get your $300 bonus, apply for a Bluevine Business Checking account by 7/31/2024 using referral code NW500
• After opening your account, add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:

1. 1. Deposit at least $5,000 from eligible merchant services to your Bluevine account
   2. Make at least $5,000 of outbound payroll payments from your Bluevine account
      using eligible payroll providers
   3. Spend at least $2,000 with your Bluevine Business Debit Mastercard and/or Bluevine
      Business Cashback Mastercard

The Fine Print

• Bluevine is a financial technology company, not a bank. Bluevine deposits are FDIC-insured through Coastal Community Bank.
• For the avoidance of doubt, a New Customer is a natural person who does not have an existing Bluevine Business Checking Account held in the name of a business of which they are an owner and has not had such an account open in the last twelve (12) months.
• In order to be eligible, New Customers must be (i) at least 18 years old; and (ii) a legal resident of the fifty (50) United States or Washington, DC. Officers, directors, managers, and employees of Sponsor and of its parent, subsidiary, and affiliate companies, as well as the immediate family members (spouse, parents, siblings, and children) and/or household members of each such person are not eligible.
• Conditions and Promotional Period: To be eligible to receive the bonus associated with this promotion, New Customers must 1) apply for and open a Bluevine Business Checking Account using a bonus offer code between 12:00:00 AM EST on June 24, 2024 and 11:59:59 PM EST on July 31, 2024.; 2) fund their Bluevine Business Checking Account within thirty (30) days of account opening; and 3) meet at least one of the following conditions every thirty (30) days for ninety (90) days from account funding: a) receive at least $5,000.00 in deposits from eligible Merchant Services; b) make at least $5,000.00 in payments through eligible Payroll Providers; or c) spend at least $2,000.00 with the Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®. A list of eligible Merchant Services and Payroll Providers (each an “Eligible Third Party”) can be found at https://www.bluevine.com/eligible-merchant-services-and-payroll-providers. Bluevine will make its best effort to attribute transactions to the correct Eligible Party. For the avoidance of doubt, Bluevine’s computer is the official time-keeping device for the promotion.
• Notification: If a New Customer meets all of the eligibility requirements and conditions of the promotion, Bluevine will deposit the bonus into their Bluevine Business Checking Account by the tenth day of the month that follows the month in which the last requirement was met provided that the account is not closed or suspended.
• Limitation of Liability: Bluevine and its respective officers, directors, employees, representatives and agents, shall have no liability and shall be held harmless by participants for any damage, loss or liability to persons or property, due in whole or part, directly or indirectly, by reason of the acceptance, possession, use or misuse of prize or participation in this promotion. Bluevine reserves the right in its sole discretion to modify or end the promotion at any time and exclude any participant for any reason, including suspected fraud, misuse, or other misconduct and may also terminate any Bluevine accounts you may have with us. Bluevine also reserves the right to reverse the bonus if a New Customer closes their Bluevine Business Checking Account within 150 days of funding it.
• Miscellaneous: The bonus associated with this promotion is considered interest and will be reported on IRS Form 1099-INT. You are responsible for any federal or state taxes resulting from the promotion. Please consult your tax advisor if you have questions about tax treatment.

Avoiding Fees

• Blue vine has no monthly fees, no overdraft fees, no minimum balance, free standard ACH, and unlimited transactions.

There is an EATF if closed within 150 days.

Our Verdict

Good chance for businesses to try out this bank option with this $300 bonus. It’s not an easy bonus due to the spend/payroll/processing requirements which needs to be done three times. Still might interest some readers who have lots of debit card spend. We’ve added this to our List of Best Bank Bonuses.

Bluevine also offer 2% APY on balances up to $250,000 which is something most business checking accounts don’t have.

Hat tip to reader Ben