Deal has ended, view more bank account bonuses by clicking here.
Update 7/21/26: Reposting as it seems like there is no spend or deposit requirement?
Offer at a glance
- Maximum bonus amount: $500
- Availability: Nationwide, sole props not allowed.
- Direct deposit required: None
- Additional requirements: Spend $2,500 or deposit $50,000
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: July 31, 2026
The Offer
- Brex is offering a sign up bonus of a $500 gift card when you open a new account and complete one of the following requirements within 30 days:
- Spend $2,500 on your Brex card, OR
- Deposit $50,000 into your Brex account. 24 hour hold according to this comment.
The Fine Print
- You will participate in this Brex Account Sign-Up Offer (“Sign-Up Offer” or “Offer”) and be eligible to receive a $500 gift card by: (1) signing up and submitting an application for a new Brex customer account by July 31, 2026, and (2) being approved for your new account and each respective product you applied for, Brex card and/or Brex business account, as applicable, and (3) activating your new account and products within 30 days of approval by spending on your Brex card and/or depositing funds to your Brex business account and receive an account statement, as applicable. If you sign up for both Brex card and Brex business account, you must activate both products as described above. Additionally, if you apply for and activate your Brex card, you must make a successful payment of any amount on your outstanding card balance that clears before October 15, 2026. By participating in this Offer, you agree to be bound by these terms as well as the Brex Rewards Terms, and all applicable terms available at brex.com/legal, including the Brex Business Account Agreement, as applicable. This Offer is only open to new and eligible Brex customers and cannot be combined with any other promotional offer. Individuals opening an account on behalf of a business represent and warrant that they are authorized to bind the business to these terms and that acceptance of this Offer does not violate their employer’s gift, ethics, conflicts of interest, or other policies.
- To be eligible to receive a $500 gift card, you must: (1) sign up and submit an application for a new Brex customer account by July 31, 2026, and (2) be approved for your new account and each respective product you applied for, Brex card and/or Brex business account, as applicable, and (3) activate your new account and products within 30 days of approval by spending on your Brex card and/or depositing funds to your Brex business account and receive an account statement, as applicable, and (4) if you apply for and activate your Brex card, you must make a successful payment of any amount on your outstanding card balance that clears before October 15, 2026. If you sign up for both Brex card and Brex business account, you must activate both products as described above.
- If eligible, the gift card will generally be issued by October 15, 2026 after approval and provided all conditions are satisfied. Gift cards are issued by a third-party provider and are subject to the terms and conditions of the issuing provider, including any expiration dates, fees, and redemption restrictions. Brex does not guarantee a specific issuance date and shall not be liable for delays caused by third-party gift card providers. You will receive notification of your gift card award via email or through your Brex account dashboard. Brex is not responsible for the value, usability, or redemption of any third-party gift card after issuance. The value of the gift card may constitute taxable income to the recipient under applicable federal, state, and local tax law. Recipients are solely responsible for any and all tax obligations arising from receipt of the gift card. Brex recommends that recipients consult their own tax advisors regarding the tax treatment of this Offer. Gift cards awarded under this Offer are non-transferable and may not be sold, exchanged, or redeemed for cash except as required by applicable law. The gift card has no cash surrender value.
- Offer not available to existing Brex customers. Qualifying for a Brex account, products and services is not guaranteed. The use of Brex’s platform, products and services is subject to eligibility requirements and terms of service; learn more at brex.com/legal. Opening a Brex business account in connection with this Offer is subject to the Brex Business Account Agreement and all applicable account terms. In order to be eligible to receive the gift card, your Brex account must remain in good standing and not be in violation of any applicable Brex terms of service at any time. As sole sponsor and administrator of this Offer, Brex reserves the right to cancel or modify the terms of this Offer or terminate any customer’s eligibility at any time and without prior notice, provided that such cancellation or modification shall not affect gift cards already issued. We reserve the right to disqualify you from participation in this Offer in the event of fraud, abuse of the program, or violation of these terms or any other terms that may apply to you as determined in our reasonable discretion. Account closure or suspension may result in the loss of any gift cards that haven’t been awarded yet. We reserve the right to delay or not enforce any of our rights without waiving or losing our right to enforce them later.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees
Early Account Termination Fee
Unsure if there is any EATF.
Our Verdict
Annoying they don’t tell you the requirements before signing up, also means they could be changed at any time. Capital One acquired Brex for $5.15 billion earlier this year. Sole props are not eligible.
Hat tip to reader Kyle
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I just got this offer: sign up by Sep. 30, spend $4000 within 30 days, get $1000 credit https://www.brex.com/q3-sign-up-offer
Any update on how this bonus is going? I am considering doing this referral bonus with the simulated payroll and ACH payments, but am curious how you are doing with it
No, support said “Giftcard delivered by 9/15” so I will have to wait and see.
Did you get the $500 yet?
“ We’re continuously working to expand our solutions to support more businesses in the future.” Doubtful.
Yesterday I finally received an email saying denied… Legit S-corp tax designated LLC with EIN. Thank you for your interest in Brex. We’ve reviewed your application, and unfortunately, we’re unable to approve Carpenter Creative, LLC for an account at this time for the following reason: Your application did not meet our verification requirements at this time. We’re continuously working to expand our solutions to support more businesses in the future. Sincerely, The Brex Team
I applied in the very beginning. It seemed that people were getting more likely to get approved when this offer was first posted. Overall, I don’t think I did much else differently. I am going to apply again once I have $50k in account that I link to see if that makes them excited and let me open one, but it wont be until after the offer expires, so I will be trying the referral route for that one. The only real thing I can think of is that my LLC is tech based, and it looks like they may have a preference for tech startups based on their current clients.
I applied with my work email and S Corp LLC days ago and still haven’t received any communication and my dashboard still says under review -You should receive a decision on your Brex application quickly — usually within 1-3 business days.
What did someguy🔗 do different from everyone else? Seems like the only one who’s gotten approval lately.
Applied with an LLC using biz email, last page said under review, then next day I signed in to check and see: “Unfortunately, we cannot approve you for an account at this time. Applications can be rejected if they did not pass our internal screening process, or closed if the application was inactive for 60 days or more. If your application did not pass our internal screening, we sent you an email notice explaining this decision.” No email notice explaining decision though..
I haven’t heard of anyone get approved lately. It seems they ramped up their qualifications.
You can redeem points for couple hotel chains and airlines (including Cathay and Airfrance/KLM). The ratio in average 1 point equal to 0.86 miles.
yeah I would not use my real job here where your are only an employee. Your employer is going to get calls asking to speak to you about opening an account. It will be suspicious, like you are trying to do financial transactions in their name.
I tried doing it with a real LLC and was unceremoniously rejected. I have no website for the business or social media profile for it other than Linkedin.
Forming a single member LLC is probably the cheapest and easiest when it comes to filing taxes and everything. States are different with their formation cost, annual/renewal cost (if any), and cost and process for dissolving it. If its only you working (no employees), the taxes are just filed under you as an individual, so its reasonable.
Ok thanks. Do you know what the cheapest business entity I can form would be?
For the additional 25K points bonus, does anyone know if the $50K is all at once or cumulative deposits (i.e. I can withdraw and re-deposit funds)? Also, is the deadline the end of the calendar month (7/31/26) or one month from account opening? TIA!
lol nice!
Yea, it’s business only. Sole props are not allowed.
Thanks, so basically you can only sign up for this bonus with a business?
I got the same denial with a legit LLC
apparently I can either get a mustache comb or a kazoo from the prize counter
Nice. Interested to see what that 25k points gets you.
$30-40k
Continuing our past convo, I reached out today after doing $2,500 in spend and got confirmation over email that I met the terms for both the $500 gc and the 25k points.
What did you put for revenue?
So the requirements are much steeper to get approved it seems then what they may have been in the beginning.
I had over $25k in the account. I did not not receive that pop up. However, I received the following response below. This suggests they have a much higher threshold in mind for the “annualized revenue” requirement. I entered a very high annualized revenue amount, yet my application was still denied. “Unfortunately, we cannot approve you for an account at this time. Your company’s annualized revenue over the past 12 months does not meet our minimum requirement.”
Thanks. Good to know, maybe this is why tons of people are getting denied.
I got a pop up that said they wanted to see at least $25,000 in the account but I chose to proceed anyway