Deal has ended, view more bank account bonuses by clicking here.
Update 7/5/26: $475 bonus available again. Valid until 9/30/26. Hat tip to reader Bockrr
Update 5/31/26: There is now a $275-$475 bonus exp 6/30, only valid at the new Pinole branch. Hat tip to reader snailrock
Update 1/17/26: Bonus now up to $475. Previously it was $300 for $500 direct deposit. Hat tip to reader none
Extended to 4/30/25
Update 1/26/25: Bonus now $300.
Update 9/11/24: Bonus now $250.
Update 1/13/24: Bonus is now $350 (was $250).
Offer at a glance
- Maximum bonus amount:
- Availability: Everyone who lives, works, worships or attends school Solano, Yolo, Contra Costa, Merced, Napa, Alameda, Colusa, Placer, Sacramento, San Joaquin, Sonoma and Stanislaus counties; Military and civilian personnel of Travis Air Force Base; Immediate family members of current members.
- Direct deposit required: Fine print says any electronic deposits
- Additional requirements:
- Hard/soft pull: Soft pull
- ChexSystems: Yes
- Credit card funding:
Up to $12,000No longer offered. - Monthly fees: None
- Early account termination fee: $20, six months
- Household limit: None
- Expiration date: None
The Offer
- Travis Credit Union is offering bonus of up to $475 when you open a new checking account and complete the following requirements:
- Use promo code BonusX75
- Set up and receive qualified direct deposits into your eligible checking account within 90 days of account opening. The bonus you receive depends on your total direct deposits during that period:
- < $1,500: $0
- $1,500–$4,999: $275
- $5,000–$9,999: $375
- $10,000 or more: $475
The Fine Print
- $350 offer applies to new and existing Travis Credit Union (TCU) members who open their first TCU checking account and meet the deposit requirements.
- Only Free Checking and Access Checking accounts are eligible for this offer.
- To qualify for the $350 reward, a new membership and/or a new TCU Free Checking or Access Checking account must be opened using the promo code.
- The $350 reward will be payable into the checking account after 90 days if a total of $2,000 of external electronic deposits have been made within the 90-day period.
- Person to person payments such as Zelle® and other cash apps are not eligible for this offer.
- Only new money qualifies and no cash deposits (cash allowed for the initial deposits).
- New money is defined as funds not currently on deposit with TCU. Offer only applies to ages 18 years and over.
- Excludes Travis Credit Union employees.
- Only one offer per member allowed.
- Membership eligibility and other restrictions may apply. Membership requires a one-time non-refundable $5 fee plus a $5.00 minimum deposit.
- Only the Free Checking or Access Checking account qualifies for this offer and requires a $50.00 minimum deposit.
- The $350 reward is considered interest and will be reported on IRS form 1099-INT.
- See disclosure for details at traviscu.org. This offer is subject to change or cancellation at any time. Insured by NCUA. Applicant must meet membership and account qualifications.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
$20 if closed within 6 months.
Our Verdict
Looks to be a relatively easy bonus, doesn’t seem to be any terms that state it has to be payroll specific. Hopefully it’s not Chexsystems sensitive. Referral program no longer offered.
Hat tip to reader calvin
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
“Offer is limited to individuals who have not owned a Travis Credit Union consumer checking account within the last thirty-six (36) months”
I applied Feb 2025 and got denied. When I tried it this time, the website says there is a previous application associated with my ssn, and I was automatically denied, again.
I’m be incredibly curious to see a list of banks that have declined or rejected Gadget - Bank Bonus Geek 🔗 he’s so prolific in this game.. perhaps the GOAT.. knowing which banks / credit unions have rejected or declined you in one list.. that would be an awesome reference.. if you can’t open it.. then probably most of us LOL/12 can’t either. <3
It’s also not worth copy & pasting the same comment back to back…
It’s absolutely not worth the $450 bonus if you have to deal with this ridiculous bank. Even after you complete the online verification, they’ll randomly lock your account a couple of weeks later and make you go through identity verification all over again. Customer service has insanely long wait times, and their fraud department is the most paranoid and bureaucratic I’ve ever encountered. They even made me go into a branch to verify my SSN and address just to prove I was eligible for the promotion.
It’s absolutely not worth the $450 bonus if you have to deal with this ridiculous bank. Even after you complete the online verification, they’ll randomly lock your account a couple of weeks later and make you go through identity verification all over again. Customer service has insanely long wait times, and their fraud department is the most paranoid and bureaucratic I’ve ever encountered. They even made me go into a branch to verify my SSN and address just to prove I was eligible for the promotion.
WARNING! It’s absolutely not worth the $450 bonus if you have to deal with this ridiculous bank. Even after you complete the online account registration, they’ll randomly lock your account a couple of weeks later and make you go through identity verification all over again. Customer service has insanely long wait times, and their fraud department is the most paranoid and bureaucratic I’ve ever encountered. They even made me go into a branch to verify my SSN and address just to prove I was eligible for the promotion.
Denied after entering in debit card to apply, no chex was pulled
Also denied just now, in eligible county. No reason provided for denial.
Gonna try it with Sofi push
Denied in eligible county =[ 2/1, 4/2, 5/3, 6/4, 6/5
The current fine print does not say that all electronic deposits count as direct deposits.
There’s something humiliating about being denied access to a bank account, in general. And yes, I know they have costs involved in providing banking services; but still, as an account holder, you’re entrusting them with your money. So when a bank or CU turns you down for an account, they’re basically saying they expect you to have so little money that they can’t earn enough on your money to cover the costs associated with watching it for you and allowing you access to it. And that’s after taking into account the fact that they can usually charge crazy high fees if your account balance isn’t high enough (thus causing you to bounce checks or fall below account minimums).
Has someone in California, not in the listed counties, been able to apply and be accepted and receive the offer? Headaches, road blocks, referral not needed?
can anyone confirm if ally push or other ach push still works?
I’m sure if you leave your email, someone will send you a link, if I can’t get to it.
Hi Charlie, I would also appreciate a referral.
Qualifying direct deposits are payroll or other personal income such as paycheck, pension or government payments (e.g. Social Security) via the Automated Clearing House (“ACH”). Direct deposits processed as a Debit Card or Credit Card credit or via Account to Account or Peer to Peer (e.g. Zelle®, Venmo) transfer or external bank ACH transfer not from employer do not qualify.
Please send referral to this email address: richooyue @gmail.com Thanks in advance!
done
Denied in CA out of eligible counties with Chex frozen.
So its not CA, but part of CA: Solano, Yolo, Contra Costa, Merced, Napa, Alameda, Colusa, Placer, Sacramento, San Joaquin, Sonoma and Stanislaus countie
To join Travis Credit Union, you must live, work, worship, or attend school in one of 12 California counties: Solano, Yolo, Contra Costa, Merced, Napa, Alameda, Colusa, Placer, Sacramento, San Joaquin, Sonoma, or Stanislaus. Military and civilian personnel at Travis Air Force Base and immediate family members of existing members are also eligible. I applied OOS and said I worship in an eligible county but was ultimately declined, may or may not be a result of my chex looking like a warzone, but curious if they verify eligibility: “We’re sorry Thank you for your interest, but we are unable to approve you for a Free Checking account. Should you have questions concerning the reason for decline, please contact us at (800) 877-8328 or visit any local Branch office for assistance.”
I would greatly appreciate a Travis CU referral . Please send referral to this email address: bmwnla8@gmail.com Thanks in advance! Lee
Agree,but there is no verification from bank side?
https://www.traviscu.org/checkingx75/ More widely available again
Thanks, will update post but not repost it most likely.
For any interested, there’s a $275-$475 bonus exp 6/30, only valid at the new Pinole branch https://www.traviscu.org/welcome2pinole well it’s pretty high, so I guess I will tag William Charles
William Charles Chuck This is expired.
Promo is over.