Update 9/13/26: Slightly better variation available with 10,000 points for adding authorized user. Hat tip to reddit user HassanAsani
Update 6/5/26: Deal is back, keep in mind this is for free night certificates that are good for up to 40,000 points per night NOT the better deal of up to 60,000 points per night. There is a flat offer of 185,000 points that pretty much everybody will prefer. If you like the free night offer I’d wait for it to be up to 60,000 points again unless you have a specific redemption in mind for five nights at 40,000 points per night.
Hat tip to reader MERJ
The Offer
- Chase is offering a bonus of 5 Free Nights (each Free Night valued at up to 40,000 points) $4,000 in purchases within the first 3 months
Card Details
- Annual fee of $99 (not waived the first year)
- Card earns at the following rates:
- 26x points per $1 spent on IHG properties (10x from the card + 15x from status and club membership)
- 5x points per dollar spent on travel, dining & gas
- 3x points per $1 spent on all other purchases
- Free night certificate on card anniversary (worth 40,000 toward a stay)
- Automatic Platinum elite status
- Fourth Reward Night Free on any stay of 4 or more nights
- 20% discount when purchasing points
- Global Entry or TSA PreCheck fee credit
- Earn a $100 statement credit and 10,000 bonus points once you spend $20,000 in a calendar year.
- When you spend $40,000 in a calendar year, you will qualify for Diamond Elite Status through December 31st of the following year.
- Receive up to $50 United TravelBank Cash each calendar year after registering your IHG Rewards Premier Credit Card with your MileagePlus account.
- This product is available to you if you do not have a current IHG® Rewards Credit Card (any IHG personal card) and have not received a new Cardmember bonus within the last 24 months (on any IHG personal card). This restriction does not apply to Business Card Credit Card products.
- Chase 5/24 rule applies to this card
Our Verdict
Significant downgrade on the last 5 free night offer that was up to 60,000 points per night. Some things to know about the certificates:
- They expire 1 year after being issued
- In the past you have not being able to top up certificates from the sign up bonus with additional points (e.g if a property costs 70,000 points per night it wasn’t possible to add 30,000 points to one of these certificates)
We won’t add this to our list of the best credit card bonuses.
This is a downgrade from the standard offer of 140k points. It is almost impossible to use these certificates
The Chase IHG One Rewards Premier 160k + $100 +10k offer is available: • 160,000 bonus points after spending $3,000 in the first 3 months • Up to $100 in IHG Food & Beverage Rewards, issued as five $20 rewards • An additional 10,000 bonus points after adding an authorized user who makes a purchase within the first 3 months Direct application link: https://www.ihg.com/content/us/en/chase-offer-validation?SPID=J6PB&CELL=6LS0&COMBO=Y&cm_sp=WEB-_-6C-_-HOME-_-HERO-_-US-EN-_-CC-_-CHASETARGETEDPREMIERQ326-_-CELL_LS0 Source: https://www.uscreditcards101.com/en/us/article/chase-ihg-premier-credit-card-review/ Up To $100 In IHG Food & Beverage Rewards: You, as the primary cardmember will receive five Food & Beverage Reward vouchers of up to $20 each, to be redeemed for credit against eligible food and beverage charges on your room bill at participating IHG Hotels & Resorts. Each voucher can only be used once, even if your applicable charges total less than $20. If the full $20 value is not used, the remaining value will be forfeited. 10,000 Bonus Points After You Add An Authorized User In The First 3 Months From Account Opening: You will qualify and receive 10,000 bonus points after your addition of an authorized user to your account during the first 3 months from account opening. 10,000 bonus points will only be awarded once, for the first authorized user added to your account regardless of how many total authorized users you add to your account. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default, and authorized user must be on your account at the time of fulfillment.
Mine is “book 5 between 10/2025 – 10/2026” and a dummy booking for 11/2026 worked. (yes, “IHG1R Credit Card Free Night Free”, not “Reward Nights” points)
From the RSS feed, there was supposedly a 40k 5 nights offer, which is ice cold compared to 60k 5 nights. I’m just here because I was looking at a redemption at 35-37k per night… which the 185k offer is still better for.
Agreed, “40,000 points per night” is meaningless since free night certificates are entirely separate from the amount of points it takes. I thought it would be the same as how Marriott treats FNCs. Luckily I was still able to redeem them for decent value, but a lot of my top choices were unavailable with FNCs despite being under 40,000 points per night.
I have 49 dollar select card with 10% back and business premier card with 4th night free. Both promos stack.
be careful – redeeming these night could be a nightmare. 🙁
I have the $49 IHG card as well.
They have that offer in February, 5 nights after 3K spend
Why is this on the homepage atm? I’m confused xD
IHG has different fare buckets for points and certs. A property can have point availability but can block the use of a cert on that same night.
Used by Feb 2026.
I had two old cards with the $49 free night and cancelled em both a couple years ago. No regrets. I’ve been churning the new SUB every 2 years and collecting the free night at 12 months just prior to cancelling. 4th night free has been handy as well.
I understand that the certificate expires within a year of issue but let’s say I get the SUB Feb 2025 so it expires by Feb 2026. Does this mean it needs to be used by Feb 2026 or needs to redeemed by this date (i.e could I book for later in May or September)
I’d get this in a heartbeat but they nerfed having more than one card. I still have the old $49 AF card. A shame since most of my hotel stays are with IHG I guess I’ll have to do something else eventually
Those are 2 different things, where you clearly don’t understand where the complain come from. you are booking nights with points those have 2 advantage Your points doesn’t expire (certificate does) you have flexibility to use 3 get 4th, As for 60K certificate it is hard to use because Those certificate value is 60K if you redeem a 40K room you are leaving 20k point value to waste and you can’t combine it with 3 get 4th For example if Arthur Shelby booked the same 5 nights at the same hotel you stayed 5 nights. He/She will use up all 5 certificates worth 300K which means the SUB actually only worth 119k points, leaving 180K on the table,,, would you do that? You will say then why not redeem a 60K property? You would think that a 60K certificate would cover property like InterContinental or Kimpton, No those property are usually higher than 60K, so you are stuck because redeem night are majority around 30K-50K or above 60K and 60K is not a good certificate to have especially you can’t top off it> Of course you can use it for cheaper 30k-40k property but then it defeated the purpose of getting a 60K certificate where 20% of value is wasted So my advice to anyone consider sign up for certificate offer. DON’T DO IT. Especially this one 5 x 40K offer is like a 160K point offer, because if you take 160K offer you can use the 3 get 4 night free which at the end you are getting a total of 5 night after all. And no expiration to worry about and you wont waste the value of certificate if you redeem anything below 40K
I’m still waiting for Boundless 5FN offer lol
Finally! I’ve been waiting for that offer for months.
Thanks
119k points. I said so above: I was able to get 5 nights in Holiday Inn Munich City Centre for 119k points. Did it in 2 separate booking to use buy 3 get 4th night free deal and had them combine the stays.
The only IHG hotels I would want to stay in are either way over 40k a night or 20k a night and thus a terrible value to use certs at, but we have the $49 AF card, so once or twice a year we’ll just use a cert at a 20k Candlewood suites or something. But yea any more than once or twice I would really struggle to use certs.
Did you use 140k points or certificates
A much better 170k offer on the Premier and 100k on the 0 AF is out there as well. https://creditcards.chase.com/a1/ihg/Traveler12325AEP?CELL=6M1W&cm_sp=WEB-_-6C-_-HOME-_-HERO-_-US-EN-_-CC-_-CHASEPREMIERQ12025
Yeah but you got the 60k and not the 40k certs right? I can barely use these 40k ones at upper tier Holiday Inns in the US.
Actually I was talking about your post which you mentioned not being able to use 60k certificates so I wanted to mention I was able to use my certificates for the hotel I wanted.
So you are comparing apples with oranges
And they don’t expire And you can use them at cheaper hotels for more nights
Personal and biz are seperate so you can have a personal card and a biz card at the same time
Just used these. Last week at the Singapore Intercontinental, very nice hotel and great redemption. And this week at the Offenbach Holiday Inn Express, near Frankfurt. Only okay hotel as I could not get anything nicer in Frankfurt.
40k cap is too low to be interesting on the personal version.