Credit card offer · complete source review
Chase Southwest Business
Signup for the Southwest Premier Business card and earn 80,000 Rapid Rewards points after spending $3,000 within the first 3 months. $149 annual fee
Offer at a glance
The regular offer has been 60,000 – it’s nice that they increased it to 80,000 and kept the $3,000 spend requirement the same. Offer is available via referrals as well.
We have seen a bonus as high as 120,000 on this card, and so we likely won’t add this to our list of Best Credit Card Signup Bonuses. That said, it hasn’t been this high for a while, and the low spend requirement makes it more interesting as well.
Yesterday The Office of the Comptroller of the Currency (OCC) announced that American Express would be assesed a $350 million civil penalty and a cease and desist for deficiencies in its Bank Secrecy Act (BSA) and anti-money laundering (AML) compliance program
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U.S. Bank has launched Protect 360 for consumer credit cardholders. There are two tiers
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Update 10/8/26: American Express has announced the lounge won’t open in 2026 but in 2027. The lounge will be bigger than first reported at a total of 30,000 square feet making it the biggest lounge in the Centurion network. Original post: American Express has announced plans to open a centurion lounge in Newark Liberty International […]
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Chase is offering some Chase Sapphire Preferred cardholders 75,000 points after $4,000 in spend by December 15, 2026 when they upgrade to the Chase Sapphire Reserve. Must upgrade by December 1.
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Register for the AAdvantage Business program and earn 10,000 AAdvantage bonus miles (code BNS10K). Requirements waived for Citi AAdvantage Business cardholders
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Chase is automatically product changing some OG Freedom cardholders (“Freedom with Ultimate Rewards”) to Freedom Unlimited cards, per Reddit reports. This has happened in the past. Some people will prefer keeping the 5% categories instead of getting the Freedom Unlimited’s 1.5% everywhere. You should be able to call in and have them change your Freedom […]
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Newest-first by default, because “is it still working?” matters most.
I think it’s 3/24 now.
Forgive me Ben… I’m a creative so my neuroticism is on the higher side for being male… I have an LLC and when I apply in December, will be at 0/24 for both biz and personal. So there is hope! You really pillaged the village before the wheels fell off, good on you! Hopefully Chase will look kindly on my self restraint over the past 2 years after going buck wild in 23/24.
previously it was 24 mo
It was previously 24 months
His/her significant other.
That would hurt. I’ve cycled them 4 times since I learned how to get biz cards.
Tim Need more DP’s before dooming! But not a good start. Sole prop 2/24 personal Chase 8/24 business Chase (all Ink)
NNNNNOOOO!!!! Sole Pro or LLC/Corp/ETC? Also how many new Chase accounts, biz/personal, in the past 2 years?
Tried United Biz and United Personal
wdym?
I was declined at 4/24. Reason stated was too many accounts on my consumer credit report.
From what I have seen, the lifetime language appears to be on the business accounts only. If this is the case, these changes won’t be stopping anyone from getting a Southwest card. But it will be stopping everyone who has ever had a Southwest business account from getting a companion pass using the two card method. With the changes going on with Chase, it’s very easy to place the blame on them. But there has also been many changes at Southwest and I wouldn’t be surprised if they played a part in this decision. Many have speculated that Southwest would get rid of, or make it much harder to get the companion pass. This is the easiest way to do it.
Let’s be real, while the change impacts a large percentage of DoC audience absolute majority of Southwest fliers are not impacted by it.
How is Biz Plat “giving up”? Haha. I WISH Amex would give me something… anything…
another website is claiming the Southwest biz cards are now once in a lifetime.
So you tried this specific card as well?
Southwest is going to e hurting if no one can get any of their cards
Luckily player 2 nabbed both earlier this summer,
I am 4/24 and can’t get approved for anything . 840 FICO , $250k income. Even rejected for personal cards. Gave up and got an Amex Biz platinum
Hopefully we can get some DP’s from people with 3/24 or 4/24. Probably won’t start coming in with volume until mid October. I can’t try w/ 4/24 until mid December. I double dipped on the BofA Rakuten cards earlier this year, really is killing me now. Wouldn’t have done it had I known this. Such is life.
Might be worth noting the new possible 3/24 rule and lifetime language as mentioned by Nate
I see 24 months using the link. Weird!!
It’s wild. I’ve been checking the language multiple times per day the last two days, and it been changing. Some links have the 24 month language. Some have lifetime language. The same links I checked earlier have different language than the last time. Not sure what exactly is happening, but it sure appears that lifetime language is coming for more Chase cards. CP season is gonna be interesting this year to see how it all shakes out.
was it previously 48 mo?
rip.. wonder if they’re not gonna offer a way to hit the companion pass requirements on a singular card this year..
terms showing lifetime language using the direct chase link