Community First Credit Union of Florida – $200 – FL – Direct Deposit Not Required

Update 6/13/26: Deal is back. Hat tip to reader pS

Update 8/17/23: Deal is back and no direct deposit required now.

Offer at a glance

• Maximum bonus amount: $100
• Availability: Must live or work in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties in Florida
• Direct deposit required: None
• Additional requirements: None
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: $10 if closed within 6 months 
• Household limit: None listed
• Expiration date: None listed

The Offer

Direct link to offer

• Community First Credit Union of Florida is offering a bonus of $200 when you open a new UNF free checking account. Requirements are as follows:
  • Use promo code FREECHECK
  • Open your first consumer checking account.
  • Make 10 debit transactions in the first 90 days of account opening.
  • Make deposits totaling $1,000 or more in the first 90 days of account opening.

The Fine Print

• There is a joining free of $5 which will be held in your community first share account
• Minimum opening deposit of $25
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

This account has no monthly fees, but you do need to keep the account open for six months otherwise an early account termination fee of $10 will be charged. You also need to pay a $5 joining fee that is held in your share account.

Our Verdict

This bonus doesn’t have any requirements, so seems like a great deal to me as it’s a soft pull as well. I’ll add this to the best bank bonuses. If anybody goes for it, please share your experiences in the comments below.

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Post history:

• Update 9/10/22: There is a $175 version, but it requires a direct deposit. Original version no longer works.