Offer at a glance
- Maximum bonus amount: $411
- Availability: IA
- Direct deposit required: Yes, three direct deposits totaling $5,000 within 90 days
- Additional requirements: eStatements & order debit card
- Hard/soft pull: Hard pull
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None listed
- Household limit: None listed
- Expiration date: None listed
The Offer
- Community Choice Credit Union is offering a $411 bonus when you open a new checking account and complete the following requirements:
- Make at least 3 direct deposits totaling $5,000 within 90 days
- Enroll in eStatements
- Get a personalized debit card
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I didn’t see any mention of any EATF in the fee schedule.
Our Verdict
Shame that it’s a hard pull unfortunately, but probably still worth doing if you’re eligible.
Hat tip to reader D S
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Calculate And Share Your ChexSystems Datapoints
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
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- Bank Bonus Posting Times
I signed up and was approved for this. I had to unfreeze Chex and Experian and the initial application had to be completed over the phone. I was told it was only a soft pull from Experian, hopefully the rep was honest about that. I signed up for real dd and I don’t think there’s a way around it the way they have their application process set up. I can confirm credit card funding is available but I don’t know the limit amount. Should be a pretty easy bonus to hit.