U of I Community Credit Union $150 Checking Bonus, Direct Deposit Not Required

Deal has ended, view more bank account bonuses by clicking here. 

Extended to 9/30/2026

Update 5/31/26: Deal is back until 7/31/26. Hat tip to reader Celia

Offer at a glance

• Maximum bonus amount: $150
• Availability: Must be a University of Illinois student, alumni or live/work in one of the following counties: Champaign, Coles, DeWitt, Douglass, Edgar, Ford, Iroquois, Moultrie, Piatt, Vermilion, Sangamon,McLean County
• Direct deposit required: No
• Additional requirements: 10 debit card transactions
• Hard/soft pull:  Soft pull
• ChexSystems: Yes
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: 12/31/2024

The Offer

Direct link to offer

• U of I Community Credit Union is offering a bonus of $100 when you open a new checking account and complete the following requirements:
  • Open a new checking account
  • Complete 30 debit transactions
  • Log in to Digital Banking

The Fine Print

• New Checking Account bonus offer available to members who open a new qualified checking account at UICCU between 8/1/2024 and 12/31/2024.
• Members who have held any type of UICCU checking account in the last 180 days or members who have received another checking promotional bonus offer are not eligible for the New Checking Account bonus offer.
• Offer limited to one New Checking Account bonus offer per member up to $150 maximum.
• To receive the New Checking Account bonus offer, the member must (i) meet all eligibility requirements to hold a new first time checking account at UICCU, including making the required minimum deposit (ii) complete a minimum of 30 valid debit card transactions from the new UICCU checking account within 60 days of account opening (iii) register for or login to Digital Banking within 60 days of account opening (iv) maintain the account in good standing as of the New Checking Account bonus payout date.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

iChecking account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a full fee schedule, so unsure if there is any early account termination fee.

Our Verdict

Better than the previous $100 bonus as it’s bigger and no direct deposit is required this time. Worth doing if eligible and we will add this to our list of the best checking bonuses.

Hat tip to reader snailrock

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
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