Alpena Alcona Area Credit Union $125 (Youth), $275 (Adult) – MI – Direct Deposit Not Required

Offer at a glance

• Maximum bonus amount:
• Availability: You reside, work, own real property, attend school or worship within any county in the State of Michigan.
• Direct deposit required: No
• Additional requirements: See below 
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: Unknown 
• Monthly fees: None 
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: None listed

The Offer

Direct link to offer

• Alpena Alcona Area Credit Union is offering a bonus of $100-$250. 
  • Members that are 18 or older can earn $250 when they:
    • New membership opened via our online application or in person at any branch
    • Open a debit card 
    • New member signs up to receive e-Statements
    • Be enrolled in our FREE Credit Monitoring Service
  • Members that are 14-17 can earn $100 when they:
    • New membership opened via our online application or in person at any branch
    • Open a debit card 
    • New member signs up to receive e-Statements
• Can also get a $25 bonus to deposit a check

The Fine Print

• Offer limited to new memberships opened after August 22, 2024, and subject to change. AAACU membership with checking account, debit card and e-Statements required. Offer applies to consumer accounts only and is not valid for current members or previous members within last 12 months. Reward is paid as dividends to the account upon opening and will be available to you after 30 days. Account must remain in good standing. Must have valid U.S. taxpayer identification number to receive reward which will be reported as dividends on IRS form 1099-INT. All taxes due are the responsibility of the recipient. Reward may not be combined with other new member incentive offers. Federally Insured by NCUA. 
• Offer limited to new memberships ages 14-17 opened after August 04, 2025, and subject to change. AAACU membership with checking account, debit card and e-Statements required. Offer applies to consumer accounts only and is not valid for current members or previous members within last 12 months. Reward is paid as dividends to the account upon opening and will be available to you after 30 days. Account must remain in good standing. Must have valid U.S. taxpayer identification number to receive reward which will be reported as dividends on IRS form 1099-INT. All taxes due are the responsibility of the recipient. Reward may not be combined with other new member incentive offers. Federally Insured by NCUA.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees

Early Account Termination Fee

Unknown if any EATF is charged. 

Our Verdict

Fantastic bonus as no direct deposit is required, definitely worth doing and will be added to the best checking bonuses. 

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