Update 6/14/26: This is now a $100 referral bonus, mentions an in branch date of 6/25, but I think that’s just for the free food?
Offer at a glance
- Maximum bonus amount: $100
- Availability: MI
- Direct deposit required: Yes
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: Can fund up to $500 with a credit card
- Monthly fees: $5.95, avoidable
- Early account termination fee: None
- Household limit: None listed
- Expiration date: None listed
The Offer
- Community Choice Credit Union is offering a bonus of $100 referral bonus parties when you open a new checking account.
- Combined $300 in direct deposits OR (2) Twenty (20) or more individual or combined debit/credit Mastercard® transactions within 60 days of opening account
The Fine Print
- Incentive will be paid via deposit into the checking account of the qualifying new member on the first Monday following 30 days of membership.
- Bonus payout will be paid via deposit into the checking account of the qualifying new member on the first Monday following 60 days of membership with a Choice Checking account or a qualifying aggregate deposit of at least $300 every 35 days.
- This offer is subject to change and could be discontinued at any time.
- Promo code: NewMover50.
- Federally insured by NCUA.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Basic checking account has no monthly fee and the choice checking account has a $5.95 monthly fee that cannot be waived.
Early Account Termination Fee
I wasn’t able to find any early account termination fee in the fee schedule.
Our Verdict
Direct deposit isn’t technically required but if you don’t do that you need to pay the $5.95 monthly fee that can’t be waived. Pretty small offer but still worth doing for some.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
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