[MI] Forest Area Federal Credit Union $300 Checking Referral Bonus

Note: This doesn’t start until September 1, 2026. 

Offer at a glance

• Maximum bonus amount: $300
• Availability: Persons who live, work, worship, or attend school in, as well as businesses and other legal entities located in the following counties: Alcona, Alpena, Antrim, Arenac, Benzie, Charlevoix, Cheboygan, Chippewa, Clare, Crawford, Emmet, Gladwin, Grand Traverse, Iosco, Kalkaska, Lake, Leelanau, Mackinac, Manistee, Mason, Missaukee, Montmorency, Ogemaw, Osceola, Oscoda, Otsego, Presque Isle, Roscommon, or Wexford Counties, Michigan.
• Direct deposit required: Yes, $100+
• Additional requirements: See below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: None
• Household limit: None 
• Expiration date: September 1, 2026 through October 31, 2026

The Offer

Direct link to offer, share your referral here.

• Forest Area Credit Union is offering a $300 referral bonus. Broken down as follows:
  • $50 for opening the required Regular Share Account; and
  • $50 for opening a Superior Checking account and
  • $200 for achieving Qualified Dividend Status during at least one applicable monthly qualification cycle within sixty (60) days of the new membership opening.
    • Complete at least 10 debit card transactions using their FAFCU debit card;
    • Sign on to FAFCU Online Banking at least 4 times;
    • Have at least $100 in direct deposit; and
    • Be enrolled in e-statements.

The Fine Print

• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about. 

Early Account Termination Fee

I didn’t find any EATF in the fee schedule.

Our Verdict

Find and share your referrals here. Just remember this doesn’t start until September 1, 2026. 

Hat tip to reader Bockrr

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