Update 9/3/26: Deal is back until 12/31/26. Hat tip to reader ShawntheShawn
No end date listed anymore
Update 5/21/26: Reposting as the name has changed to AdelFi from Christian Community Credit Union after the merger with AdelFi. Extended to 7/31/26, 05/31/26, 04/30/26, 02/28/26, 12/31/25, 11/30/25, 10/31/25, 9/30/25, 8/31/25, 3/31/25
Offer at a glance
- Maximum bonus amount: $100 checking & $100 savings
- Availability: Nationwide.
- Through your affiliation with a Christian church, ministry, or school
- Relation to a current CCCU Member
- Becoming a member of CCCU’s charity partner Christian Alliance for Orphans (CAFO)
- Direct deposit required: No
- Additional requirements: eStatements & $100 minimum opening deposit
- Hard/soft pull: Soft pull (one DP of hard but that looks incorrect)
- ChexSystems: Yes, might be inquiry sensitive
- Credit card funding: Can fund up to $500 for checking account and $500 for CD with a credit card
- Monthly fees: None
- Early account termination fee: Bonus forfeit if closed within six months
- Household limit: None
- Expiration date: 2/28/2025
The Offer
- Christian Community Credit Union is offering a $100 savings & $100 checking bonus. Use promo code BEE
- Open a Harvest High-Yield Checking & get a $100 bonus* when you register for digital banking and enroll in eStatements
- Open a Harvest High-Yield Savings & get a $100 bonus when you carry a balance of $5,000 or more
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
- Harvest checking has no monthly fees to worry about
- Harvest savings has a $5.00 monthly service fee if the balance falls below $100.00
Early Account Termination Fee
You will forfeit the bonus if you close account within 6 months of account opening though.
Eligibility
Easier to be eligible now:
- Through your affiliation with a Christian church, ministry, or school
- Relation to a current CCCU Member
- Becoming a member of CCCU’s charity partner Christian Alliance for Orphans (CAFO)
Some of you will probably be wondering how strict that ‘must be a member of a christian ministry’ requirement is. According to comments in a previous deal post, it’s very strict. They want to call your church or send a copy of tithe statement or have something from the church on an official letter head.
$50 Referral Bonus
Do not share your referral links in the comments, they can be viewed here.
Our Verdict
There was a $200 checking bonus in the past, but that did require a direct deposit. This bonus is worth doing if eligible. Try to keep the jokes/discourse around eligibility to a minimum so people can actually discuss the bonus.
Hat tip to Ben
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Applied and CC funding went through, then denied by email a minute later. I am lol/24.
This bank is a joke. Their customer service is nonexistent. Nobody will answer their 800 number. Nobody will reply to your message. Online robot chat can do nothing.
Update on referral bonus. I got an email a few days later “ You’re on your way to getting $50.”
Not now sorry
The following post might be helpful to you: https://www.doctorofcredit.com/why-you-should-add-an-email-and-website-link-to-your-doctorofcredit-comments/
> But make sure the referrer’s account is still open. Is there even a way to verify this, since I assume most of us will be using random people’s links from this site?
I can second this. Went through a similar situation . Edit – Oh, I just saw you had replied on the post at the time, lol.
Thank you.
Why don’t you read the comments? It’s clearly stated there.
Made three tabs thinking they were different parts to the story lol Doesn’t sound like a fun or friendly experience but at least you got the extra bonus in the end.
It was not there. I just had to confirm my faith ( don’t remember the exact wordings).
I did this the last round and I want to warn everyone about my referral bonus experience. In particular, the referral bonus was not automatic and I needed to contact them about it at which point they gave me pushback for not having the name + contact information from the person who referred me. It wasn’t a particular “easy” experience with customer service either to get paid out without this information. In the end though, I did prevail.
Can anyone confirm if the CAFO membership route is still active?
No, it doesn’t.
Sorry to hear that. To confirm, does the application offer the Christian Alliance for Orphans (CAFO) option for joining the CU? Some past DPs reported that it was no longer there.
Look like it’s Chex sensitive. Thank you for your interest in opening an account with AdelFi. At this time we are unable to complete your account opening request online.
Well, you have already closed your account, so it is not surprising that they have purged your login credentials and you no longer have access to your closed account. Also, as Gadget said, I have to reset my password to access the new account portal.
Together worked for me a year ago, uses the same code.
Dumb question. Do I apply the checking and savings account separately and get $100 each time? Or apply them together with the code ‘Bee’ in a single application?
I wasn’t. However, I apparently applied for the wrong type of checking account and they said I was ineligible for the bonus 🙁 oops
I couldn’t get any of the links to work just when I copied the link and pasted in chrome it pulled up.
Current account holders could go to the new referral site for a new referral link.
Just change “share.mycccu.com” to “share.adelfibanking.com” for the referral link. But make sure the referrer’s account is still open.
Seems like the old CCCU referral links no longer works. Are there any new referral links for AdelFi?
Nope, received a text 20 mins later to unfreeze chex and call back
Applied for just the savings with referral with chex frozen, hoping pull is only for the checking, seems like every application gets manual reviewed so not to hopeful will update
ShawntheShawn👈🏾 , Gadget 🕵️♂️ Bank Bonus Geek 🔗 — thank you!
Stuck on application review…
From what I have seen, once. Open the accounts on the same day and there should be no issue with the inquiries merging, regardless.
You can open both in one application, so one Chex pull to have both accounts. Blair